Home purchase lenders in Lancaster County
5,090 home purchase mortgages were made in Lancaster County, Pennsylvania, in 2025, by 304 lenders. The median rate their borrowers got was 6.624% on a median loan of $285,000. Of 5,900 decisions, 608 were denials — 10.3%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| GUILD MORTGAGE COMPANY | 694 | 6.500% | $285,000 | 0.7% |
| Fulton Bank, National Association | 401 | 6.500% | $225,000 | 6.9% |
| CROSSCOUNTRY MORTGAGE, INC. | 236 | 6.625% | $295,000 | 0.8% |
| Rocket Mortgage, LLC | 228 | 6.490% | $275,000 | 6.2% |
| The Ephrata National Bank | 226 | 6.500% | $280,000 | 12.4% |
| Bank of Bird-in-Hand | 162 | Not published | $275,000 | 1.2% |
| Broker Solutions, Inc. | 154 | 6.490% | $285,000 | 1.9% |
| Univest Bank and Trust Co. | 148 | 6.875% | $305,000 | 1.3% |
| PENNYMAC LOAN SERVICES, LLC | 147 | 6.624% | $325,000 | 6.4% |
| Fairway Independent Mortgage Corporation | 135 | 6.750% | $285,000 | 1.5% |
| MEMBERS 1ST | 130 | 6.500% | $245,000 | 21.4% |
| Homesale Mortgage, LLC | 112 | 6.750% | $275,000 | 0.9% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 110 | 6.500% | $275,000 | 2.7% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | 75 | 6.500% | $295,000 | 6.2% |
| Loandepot.Com, LLC | 69 | 6.625% | $335,000 | 5.4% |
| EMM LOANS LLC | 62 | 6.375% | $285,000 | 1.6% |
| Truist Bank | 61 | 6.375% | $275,000 | 17.1% |
| PNC Bank, National Association | 56 | 6.625% | $220,000 | 16.4% |
| AMERIHOME MORTGAGE COMPANY, LLC | 54 | 6.625% | $300,000 | 0.0% |
| CMG MORTGAGE, INC. | 53 | 6.625% | $275,000 | 6.7% |
| First National Bank of Pennsylvania | 52 | 6.250% | $355,000 | 10.3% |
| Orrstown Bank | 48 | 6.375% | $315,000 | 9.3% |
| Mortgage Research Center, LLC | 47 | 6.500% | $345,000 | 16.1% |
| NVR Mortgage Finance, Inc. | 46 | 6.058% | $355,000 | 24.6% |
| Alcova Mortgage LLC | 46 | 6.750% | $300,000 | 6.0% |
| Mid Penn Bank | 44 | 6.750% | $255,000 | 6.3% |
| MDE HOME LOANS, LLC | 43 | 6.750% | $535,000 | 2.3% |
| 21st Mortgage Corporation | 42 | 10.775% | $85,000 | 74.1% |
| GUARANTEED RATE AFFINITY, LLC | 39 | 6.575% | $295,000 | 0.0% |
| MOVEMENT MORTGAGE, LLC | 38 | 6.500% | $245,000 | 2.4% |
| TRIAD FINANCIAL SERVICES, INC. | 35 | 8.720% | $85,000 | 38.1% |
| Wells Fargo Bank, National Association | 35 | 6.500% | $275,000 | 12.5% |
| NEWREZ LLC | 35 | 6.875% | $305,000 | 0.0% |
| MERIDIAN BANK | 35 | 6.500% | $285,000 | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 35 | 6.625% | $285,000 | 0.0% |
| Horizon Farm Credit, ACA | 33 | 6.720% | $385,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 32 | 6.558% | $305,000 | 3.0% |
| GUARANTEED RATE, INC. | 32 | 6.600% | $300,000 | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 31 | 6.625% | $255,000 | 13.9% |
| Navy Federal Credit Union | 30 | 6.250% | $390,000 | 16.7% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 29 | 6.500% | $285,000 | 0.0% |
| Farmers and Merchants Trust Company of Chambersburg | 28 | 6.490% | $500,000 | 3.3% |
| ACNB Bank | 27 | 6.875% | $265,000 | 6.5% |
| Manufacturers and Traders Trust Company | 25 | 6.250% | $305,000 | 10.3% |
| KIND LENDING, LLC | 25 | 6.500% | $355,000 | 13.8% |
| Citizens Bank, National Association | 22 | 6.900% | $275,000 | 20.7% |
| DHI MORTGAGE COMPANY, LTD. | 22 | 5.875% | $450,000 | 4.4% |
| Northwest Bank | 20 | 6.500% | $245,000 | 4.6% |
| JONESTOWN BANK AND TRUST COMPANY OF JONESTOWN PENNSYLVANIA | 19 | Not published | $265,000 | 5.0% |
| NATIONS DIRECT MORTGAGE, LLC | 19 | 6.740% | $355,000 | 0.0% |
| Mortgage America, Inc. | 19 | 6.500% | $295,000 | 0.0% |
| RADIUS FINANCIAL GROUP INC. | 19 | 6.625% | $255,000 | 0.0% |
| Ixonia Bank | 19 | 6.750% | $325,000 | 0.0% |
| The Huntington National Bank | 19 | 6.375% | $305,000 | 5.0% |
| THE LOAN STORE, INC. | 18 | 6.750% | $225,000 | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 17 | 6.250% | $335,000 | 0.0% |
| Filo Mortgage, L.L.C. | 16 | 6.563% | $425,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 16 | 6.875% | $320,000 | 5.9% |
| KEYSTONE FUNDING, INC. | 16 | 6.313% | $290,000 | 5.3% |
| CITADEL FEDERAL CREDIT UNION | 16 | 6.125% | $260,000 | 0.0% |
| HOMESTEAD FUNDING CORP. | 15 | 6.625% | $275,000 | 0.0% |
| S&T Bank | 14 | 6.500% | $305,000 | 0.0% |
| Presence Bank | 13 | Not published | $175,000 | 0.0% |
| Bank of America, National Association | 12 | 5.933% | $275,000 | 23.5% |
| EVERENCE FEDERAL CREDIT UNION | 12 | 7.000% | $240,000 | 14.3% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 11 | 8.800% | $65,000 | 42.4% |
| Plains Commerce Bank | 11 | 6.250% | $245,000 | 15.4% |
| SUCCESS MORTGAGE PARTNERS, INC. | 11 | 6.125% | $265,000 | 0.0% |
| CITIZENS & NORTHERN BANK | 11 | 7.000% | $275,000 | 15.4% |
| NATIONSTAR MORTGAGE LLC | 11 | 6.625% | $325,000 | 0.0% |
| First Citizens Community Bank | 10 | 7.308% | $350,000 | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 18.2% |
| TD Bank, National Association | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 8 | Under 10 loans | Under 10 loans | 11.1% |
| CHURCHILL MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| LINKBANK | 8 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| NQM FUNDING, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 6 | Under 10 loans | Under 10 loans | 84.6% |
| ZILLOW HOME LOANS, LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| ALLIED MORTGAGE GROUP, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CONTOUR MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 5 | Under 10 loans | Under 10 loans | 70.0% |
| FREEDOM MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 14.3% |
| LENDSURE MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Philadelphia Mortgage Advisors, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Morgan Stanley Private Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| EQUITY RESOURCES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 42.9% |
| MEMBER FIRST MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| TRUMARK FINANCIAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Paramount Residential Mortgage Group, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LENDING CAPITAL GROUP Inc | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Metro City Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RIVERFRONT FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. | 3 | Under 10 loans | Under 10 loans | 56.5% |
| Ballston Spa National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| 254900CTT87ZKAUTIJ37 | 3 | Under 10 loans | Under 10 loans | 0.0% |
| State Financial Network, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Wilmington Savings Fund Society, FSB | 3 | Under 10 loans | Under 10 loans | 25.0% |
| LANCO Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CORNING CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| U.S. Bank National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Firstrust Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ABERDEEN PROVING GROUND FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Atlantic Coast Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UTILITIES EMPLOYEES CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Lebanon Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GREENWOOD CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| ALLIANT CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 40.0% |
| RESICENTRAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UIF CORPORATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| T2 FINANCIAL LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE FCU | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AmeriSave Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 33.3% |
| First Federal Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Fifth Third Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Diamond Credit Union | 2 | Under 10 loans | Under 10 loans | 33.3% |
| TEACHERS FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UMB Bank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Cornerstone First Mortgage, Inc | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Acre Mortgage & Financial, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Tompkins Community Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Shore United Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OceanFirst Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Leader Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OAKTREE FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Commonwealth Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Greenbox Loans, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUN Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Resource Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Commonwealth Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Evergreen Bank Group | 1 | Under 10 loans | Under 10 loans | 75.0% |
| FM Home Loans, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Loan Funder LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EMBRACE HOME LOANS, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| FIRST HERITAGE FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Old National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EAST COAST CAPITAL CORP. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Home Loan Investment Bank, F.S.B. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BAY CAPITAL MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SELF RELIANCE NY | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Old Second National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Freedom of Maryland Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GO MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 2549004XDCE3LGQW7H72 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Flanagan State Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| New Cumberland Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Home Mortgage Alliance Corporation (HMAC) | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Strong Home Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sun East Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 104 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Get told when this changes
When the next year’s lending figures are out for Lancaster County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.