Home purchase lenders in Lehigh County
3,681 home purchase mortgages were made in Lehigh County, Pennsylvania, in 2025, by 322 lenders. The median rate their borrowers got was 6.625% on a median loan of $285,000. Of 4,296 decisions, 475 were denials — 11.1%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| CROSSCOUNTRY MORTGAGE, INC. | 333 | 6.750% | $275,000 | 2.3% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 169 | 6.624% | $275,000 | 11.5% |
| GUILD MORTGAGE COMPANY | 155 | 6.500% | $275,000 | 2.4% |
| Prosperity Home Mortgage, LLC | 155 | 6.625% | $285,000 | 1.3% |
| Mortgage America, Inc. | 134 | 6.625% | $280,000 | 0.7% |
| CMG MORTGAGE, INC. | 128 | 6.750% | $315,000 | 3.4% |
| DHI MORTGAGE COMPANY, LTD. | 125 | 6.625% | $335,000 | 5.3% |
| Embassy Bank For The Lehigh Valley | 105 | 6.250% | $275,000 | 5.3% |
| Rocket Mortgage, LLC | 100 | 6.625% | $295,000 | 9.1% |
| Firstrust Savings Bank | 84 | 6.500% | $245,000 | 10.4% |
| NVR Mortgage Finance, Inc. | 72 | 6.375% | $580,000 | 7.7% |
| Loandepot.Com, LLC | 66 | 6.875% | $315,000 | 1.5% |
| PENNYMAC LOAN SERVICES, LLC | 64 | 6.624% | $360,000 | 5.9% |
| PLANET HOME LENDING, LLC | 60 | 6.500% | $270,000 | 20.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 55 | 6.625% | $285,000 | 5.1% |
| T2 FINANCIAL LLC | 49 | 6.625% | $285,000 | 7.1% |
| First Commonwealth Federal Credit Union | 47 | 6.125% | $295,000 | 28.4% |
| MOVEMENT MORTGAGE, LLC | 45 | 6.750% | $265,000 | 4.1% |
| Kiavi Funding, Inc. | 40 | 10.490% | $185,000 | 6.5% |
| New Tripoli Bank | 40 | Not published | $295,000 | 4.6% |
| Wells Fargo Bank, National Association | 39 | 6.625% | $325,000 | 15.2% |
| PEOPLE FIRST FEDERAL CREDIT UNION | 39 | Not published | $295,000 | 20.4% |
| Ixonia Bank | 39 | 6.875% | $285,000 | 2.5% |
| Broker Solutions, Inc. | 38 | 6.875% | $255,000 | 2.6% |
| JPMorgan Chase Bank, National Association | 36 | 6.625% | $245,000 | 19.6% |
| AMERICAN FINANCIAL RESOURCES, INC. | 36 | 6.625% | $280,000 | 2.7% |
| KEYSTONE FUNDING, INC. | 36 | 6.625% | $355,000 | 0.0% |
| NEWREZ LLC | 34 | 6.933% | $305,000 | 12.8% |
| MORTGAGE ACCESS CORP. | 33 | 6.375% | $295,000 | 8.3% |
| Univest Bank and Trust Co. | 32 | 6.625% | $280,000 | 5.9% |
| ESSA Bank & Trust | 32 | 6.500% | $215,000 | 8.3% |
| Mortgage Research Center, LLC | 31 | 6.250% | $285,000 | 13.9% |
| PNC Bank, National Association | 31 | 6.625% | $255,000 | 3.1% |
| Bank of America, National Association | 29 | 6.240% | $255,000 | 34.8% |
| The Federal Savings Bank | 27 | 6.625% | $225,000 | 12.9% |
| Northeast Equitable Mortgage, LLC | 26 | 6.625% | $315,000 | 6.9% |
| Truist Bank | 26 | 6.388% | $295,000 | 15.6% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 25 | 6.750% | $245,000 | 7.1% |
| Quaint Oak Mortgage, LLC | 25 | 6.500% | $265,000 | 0.0% |
| V.I.P. MORTGAGE, INC. | 24 | 6.750% | $305,000 | 0.0% |
| American Bank | 24 | Not published | $400,000 | 3.9% |
| Peoples Security Bank and Trust Company | 23 | 6.300% | $225,000 | 7.4% |
| Fulton Bank, National Association | 23 | 6.490% | $315,000 | 10.7% |
| Navy Federal Credit Union | 20 | 6.000% | $285,000 | 13.0% |
| KIND LENDING, LLC | 20 | 6.933% | $325,000 | 23.1% |
| EMBRACE HOME LOANS, INC. | 20 | 6.563% | $245,000 | 4.6% |
| The Fidelity Deposit and Discount Bank | 18 | 6.813% | $390,000 | 0.0% |
| GUARANTEED RATE, INC. | 17 | 6.750% | $315,000 | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 17 | 6.250% | $405,000 | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 17 | 6.625% | $315,000 | 0.0% |
| THE LOAN STORE, INC. | 17 | 6.990% | $305,000 | 5.3% |
| TRIAD FINANCIAL SERVICES, INC. | 16 | 8.875% | $75,000 | 42.3% |
| QNB Bank | 16 | Not published | $240,000 | 0.0% |
| TD Bank, National Association | 15 | 6.625% | $285,000 | 15.8% |
| KeyBank National Association | 15 | 6.375% | $205,000 | 21.1% |
| MEMBERS 1ST | 13 | 6.750% | $325,000 | 18.8% |
| AMERICAN FINANCIAL NETWORK, INC. | 13 | 6.750% | $245,000 | 7.1% |
| 21st Mortgage Corporation | 12 | 11.815% | $55,000 | 76.9% |
| 254900CTT87ZKAUTIJ37 | 12 | 7.563% | $195,000 | 26.3% |
| CNB Bank | 12 | 6.125% | $235,000 | 14.3% |
| STG MORTGAGE INC | 11 | 7.125% | $355,000 | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 11 | 7.000% | $205,000 | 0.0% |
| Penn Community Bank | 11 | 6.875% | $405,000 | 8.3% |
| Plains Commerce Bank | 10 | 6.500% | $325,000 | 16.7% |
| First Keystone Community Bank | 10 | 7.250% | $315,000 | 15.4% |
| The Neffs National Bank | 10 | Not published | $335,000 | 0.0% |
| USAA Federal Savings Bank | 9 | Under 10 loans | Under 10 loans | 25.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE FCU | 9 | Under 10 loans | Under 10 loans | 0.0% |
| UIF CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 8 | Under 10 loans | Under 10 loans | 40.0% |
| Tomo Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| CONTOUR MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| ICE LENDER HOLDINGS LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| UNION HOME MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| BPL MORTGAGE TRUST, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Unity Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Fairway Independent Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 6 | Under 10 loans | Under 10 loans | 25.0% |
| First National Bank of Pennsylvania | 6 | Under 10 loans | Under 10 loans | 14.3% |
| AMERIHOME MORTGAGE COMPANY, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| SUCCESS MORTGAGE PARTNERS, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT FUNDING, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Click n' Close, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL HOME MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 37.5% |
| OCMBC, INC. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| SUN WEST MORTGAGE COMPANY, INC. | 5 | Under 10 loans | Under 10 loans | 25.0% |
| Citibank, National Association | 5 | Under 10 loans | Under 10 loans | 16.7% |
| NBKC BANK | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First Northern Bank and Trust Company | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Citadel Servicing Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Metro City Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| TRUMARK FINANCIAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| EQUITY RESOURCES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST HERITAGE FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Filo Mortgage, L.L.C. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| OceanFirst Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| KWIK MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Harleysville Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. | 3 | Under 10 loans | Under 10 loans | 81.8% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 63.6% |
| TAMMAC HOLDINGS CORPORATION | 3 | Under 10 loans | Under 10 loans | 67.9% |
| ZILLOW HOME LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 20.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Community Bank, National Association | 3 | Under 10 loans | Under 10 loans | 16.7% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| A&D Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| IRCO COMMUNITY FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| PENTAGON FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| First Citizens Community Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Ballston Spa National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Lehigh Valley Educators Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Allentown Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Tompkins Community Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Savings Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 60.0% |
| U.S. Bank National Association | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Paramount Residential Mortgage Group, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 66.7% |
| Mid Penn Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| APCI Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Whittier, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCIAL RESOURCES FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Valley National Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Loansteady LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Capital Bank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CLEAREDGE LENDING LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Horizon Farm Credit, ACA | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NJ LENDERS CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Genisys Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Diamond Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Acre Mortgage & Financial, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Hatboro Federal Savings, FA | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Philadelphia Mortgage Advisors, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Woori America Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| INTERSTATE HOME LOAN CENTER, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Provident Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AFFINITY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Wilmington Savings Fund Society, FSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| POLICE & FIRE | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Fleetwood Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| University Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GREENWOOD CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ponce Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SELF RELIANCE NY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Jim Thorpe Neighborhood Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Customers Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 1 | Under 10 loans | Under 10 loans | 85.7% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 122 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.