Home purchase lenders in Northampton County
3,155 home purchase mortgages were made in Northampton County, Pennsylvania, in 2025, by 314 lenders. The median rate their borrowers got was 6.625% on a median loan of $295,000. Of 3,629 decisions, 367 were denials — 10.1%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| CROSSCOUNTRY MORTGAGE, INC. | 330 | 6.825% | $285,000 | 2.6% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 154 | 6.624% | $295,000 | 10.4% |
| Embassy Bank For The Lehigh Valley | 127 | 6.250% | $275,000 | 3.0% |
| CMG MORTGAGE, INC. | 117 | 6.625% | $325,000 | 1.6% |
| Prosperity Home Mortgage, LLC | 113 | 6.625% | $295,000 | 1.7% |
| Rocket Mortgage, LLC | 100 | 6.750% | $260,000 | 6.5% |
| Mortgage America, Inc. | 97 | 6.625% | $285,000 | 2.0% |
| KEYSTONE FUNDING, INC. | 97 | 6.750% | $285,000 | 1.0% |
| GUILD MORTGAGE COMPANY | 95 | 6.500% | $285,000 | 1.0% |
| Ixonia Bank | 76 | 6.625% | $305,000 | 0.0% |
| PLANET HOME LENDING, LLC | 61 | 6.750% | $255,000 | 14.1% |
| Loandepot.Com, LLC | 59 | 6.625% | $305,000 | 0.0% |
| The Fidelity Deposit and Discount Bank | 56 | 7.000% | $255,000 | 3.3% |
| NEWREZ LLC | 54 | 6.625% | $290,000 | 5.2% |
| PNC Bank, National Association | 53 | 6.500% | $285,000 | 8.6% |
| NVR Mortgage Finance, Inc. | 50 | 6.250% | $445,000 | 16.7% |
| First Commonwealth Federal Credit Union | 48 | 6.125% | $275,000 | 12.1% |
| DHI MORTGAGE COMPANY, LTD. | 43 | 6.500% | $435,000 | 6.3% |
| Mortgage Research Center, LLC | 39 | 6.250% | $315,000 | 11.4% |
| Truist Bank | 39 | 6.490% | $245,000 | 15.2% |
| Fulton Bank, National Association | 37 | 6.375% | $465,000 | 17.8% |
| JPMorgan Chase Bank, National Association | 36 | 6.500% | $300,000 | 2.7% |
| Peoples Security Bank and Trust Company | 34 | 5.725% | $325,000 | 14.3% |
| MOVEMENT MORTGAGE, LLC | 34 | 6.688% | $285,000 | 2.7% |
| Northeast Equitable Mortgage, LLC | 33 | 6.750% | $335,000 | 0.0% |
| MORTGAGE ACCESS CORP. | 33 | 6.750% | $315,000 | 0.0% |
| T2 FINANCIAL LLC | 31 | 6.625% | $295,000 | 8.8% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 31 | 6.625% | $245,000 | 0.0% |
| Wells Fargo Bank, National Association | 27 | 6.500% | $325,000 | 15.6% |
| PENNYMAC LOAN SERVICES, LLC | 26 | 6.625% | $300,000 | 16.1% |
| KIND LENDING, LLC | 26 | 6.625% | $275,000 | 7.1% |
| Kiavi Funding, Inc. | 25 | 10.490% | $245,000 | 3.9% |
| Broker Solutions, Inc. | 25 | 6.750% | $245,000 | 10.7% |
| V.I.P. MORTGAGE, INC. | 25 | 6.875% | $275,000 | 0.0% |
| PEOPLE FIRST FEDERAL CREDIT UNION | 24 | Not published | $310,000 | 14.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | 23 | 6.490% | $275,000 | 8.0% |
| Navy Federal Credit Union | 21 | 6.375% | $345,000 | 8.7% |
| Firstrust Savings Bank | 21 | 6.375% | $305,000 | 12.5% |
| Bank of America, National Association | 17 | 6.125% | $295,000 | 38.7% |
| GUARANTEED RATE, INC. | 17 | 6.750% | $315,000 | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 17 | 6.250% | $435,000 | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 16 | 9.000% | $80,000 | 35.7% |
| ESSA Bank & Trust | 16 | 6.950% | $320,000 | 0.0% |
| Univest Bank and Trust Co. | 16 | 6.625% | $265,000 | 0.0% |
| 21st Mortgage Corporation | 15 | 11.030% | $55,000 | 72.2% |
| Quaint Oak Mortgage, LLC | 15 | 6.500% | $295,000 | 0.0% |
| TD Bank, National Association | 14 | 6.563% | $330,000 | 28.6% |
| American Bank | 14 | Not published | $375,000 | 0.0% |
| Citizens Bank, National Association | 13 | 7.150% | $195,000 | 13.3% |
| EMBRACE HOME LOANS, INC. | 13 | 6.750% | $315,000 | 0.0% |
| Penn Community Bank | 13 | 6.750% | $255,000 | 0.0% |
| Unity Bank | 12 | 6.500% | $215,000 | 14.3% |
| ZILLOW HOME LOANS, LLC | 11 | 6.750% | $215,000 | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 11 | 6.750% | $255,000 | 0.0% |
| First Northern Bank and Trust Company | 11 | Not published | $275,000 | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 11 | 6.375% | $535,000 | 0.0% |
| THE LOAN STORE, INC. | 10 | 6.875% | $210,000 | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 10 | 6.433% | $230,000 | 0.0% |
| NexBank | 9 | Under 10 loans | Under 10 loans | 10.0% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | 9 | Under 10 loans | Under 10 loans | 0.0% |
| UNION HOME MORTGAGE CORP. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| SUMMIT FUNDING, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| New Tripoli Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| CNB Bank | 9 | Under 10 loans | Under 10 loans | 10.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL HOME MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| First National Bank of Pennsylvania | 8 | Under 10 loans | Under 10 loans | 11.1% |
| UNITED MORTGAGE CORP. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| QNB Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 8 | Under 10 loans | Under 10 loans | 11.1% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| U.S. Bank National Association | 8 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 36.4% |
| Tomo Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| FIRST HERITAGE FINANCIAL, LLC | 7 | Under 10 loans | Under 10 loans | 30.0% |
| FIRST COLONY MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 12.5% |
| MEMBERS 1ST | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Citizens Savings Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 7 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Plains Commerce Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| FIRST COMMUNITY MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| ALLIED MORTGAGE GROUP, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Metro City Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 58.6% |
| Equity Prime Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 50.0% |
| TAMMAC HOLDINGS CORPORATION | 5 | Under 10 loans | Under 10 loans | 57.1% |
| STG MORTGAGE INC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| The Neffs National Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Fairway Independent Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Sierra Pacific Mortgage Company, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| EQUITY RESOURCES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 37.5% |
| Loan Funder LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Luminate Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Harleysville Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Provident Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CONTOUR MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| EAST COAST CAPITAL CORP. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 3 | Under 10 loans | Under 10 loans | 0.0% |
| OrangePath Financial Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 3 | Under 10 loans | Under 10 loans | 25.0% |
| A&D Mortgage LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| IRCO COMMUNITY FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ICE LENDER HOLDINGS LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AFFINITY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MLB RESIDENTIAL LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SIRVA MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Ballston Spa National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| GO MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Logan Finance Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Magyar Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MILLENIUM HOME MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RELIANCE FIRST CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. | 2 | Under 10 loans | Under 10 loans | 73.7% |
| KeyBank National Association | 2 | Under 10 loans | Under 10 loans | 40.0% |
| TRUMARK FINANCIAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 60.0% |
| DIGITAL | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Citadel Servicing Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| MEMBER FIRST MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OCMBC, INC. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| FREEDOM MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| 254900CTT87ZKAUTIJ37 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BOND STREET MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE FCU | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Kearny Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| LOWER, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PROPONENT Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Acre Mortgage & Financial, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHARTWELL FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HARBORONE MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SELF RELIANCE NY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| POLISH & SLAVIC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Ephrata National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| JET DIRECT FUNDING CORP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 1 | Under 10 loans | Under 10 loans | 92.3% |
| DEEPHAVEN MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 80.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Wayne Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Advisors Mortgage Group, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MortgageCountry, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Hope Bank, A National Banking Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Community Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UIF CORPORATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Bank of Hope | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Union Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Charles Town | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GREENSTATE Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 9845005BP6974AE5D838 | 1 | Under 10 loans | Under 10 loans | 50.0% |
| First Federal Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Diamond Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Watermark Capital, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 114 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.