Home purchase lenders in Lexington County
5,015 home purchase mortgages were made in Lexington County, South Carolina, in 2025, by 347 lenders. The median rate their borrowers got was 6.500% on a median loan of $245,000. Of 6,139 decisions, 899 were denials — 14.6%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| GUILD MORTGAGE COMPANY | 465 | 6.500% | $225,000 | 2.2% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 394 | 6.250% | $255,000 | 38.0% |
| First Heritage Mortgage, LLC | 232 | 6.500% | $305,000 | 2.1% |
| CROSSCOUNTRY MORTGAGE, INC. | 211 | 6.625% | $255,000 | 3.6% |
| Ameris Bank | 205 | 6.250% | $245,000 | 1.0% |
| LENNAR MORTGAGE, LLC | 194 | 6.250% | $230,000 | 13.4% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 177 | 6.500% | $255,000 | 8.6% |
| RESOURCE FINANCIAL SERVICES, INC. | 163 | 6.375% | $235,000 | 3.6% |
| Rocket Mortgage, LLC | 137 | 6.625% | $265,000 | 12.0% |
| FBC MORTGAGE, LLC | 129 | 5.490% | $295,000 | 7.2% |
| GUARANTEED RATE AFFINITY, LLC | 114 | 6.500% | $235,000 | 5.0% |
| First Community Bank | 102 | 6.700% | $275,000 | 1.0% |
| Mortgage Research Center, LLC | 101 | 6.500% | $275,000 | 14.4% |
| LOWER, LLC | 95 | 6.490% | $245,000 | 5.0% |
| First-Citizens Bank & Trust Company | 93 | 6.325% | $245,000 | 12.8% |
| 21st Mortgage Corporation | 89 | 10.050% | $105,000 | 61.6% |
| First Reliance Bank | 81 | 6.500% | $265,000 | 2.4% |
| CMG MORTGAGE, INC. | 79 | 6.625% | $245,000 | 1.1% |
| First Palmetto Bank | 76 | 6.495% | $255,000 | 5.0% |
| Palmetto Citizens Federal Credit Union | 75 | 5.875% | $235,000 | 2.6% |
| Integrity Home Mortgage Corporation | 72 | 6.625% | $235,000 | 1.2% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 63 | 6.625% | $275,000 | 1.5% |
| MOVEMENT MORTGAGE, LLC | 62 | 6.625% | $245,000 | 1.4% |
| Navy Federal Credit Union | 55 | 6.125% | $275,000 | 14.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 54 | 6.313% | $210,000 | 0.0% |
| GUARANTEED RATE, INC. | 53 | 6.625% | $215,000 | 8.6% |
| DELMAR FINANCIAL COMPANY | 46 | 6.433% | $245,000 | 0.0% |
| SouthState Bank, National Association | 45 | 6.500% | $245,000 | 20.3% |
| Assurance Financial Group, L.L.C. | 39 | 6.625% | $235,000 | 0.0% |
| Broker Solutions, Inc. | 37 | 6.750% | $215,000 | 11.9% |
| Loandepot.Com, LLC | 36 | 5.750% | $275,000 | 41.9% |
| ALLSOUTH FEDERAL CREDIT UNION | 34 | Not published | $205,000 | 12.8% |
| Bank of America, National Association | 31 | 6.000% | $225,000 | 24.4% |
| Kiavi Funding, Inc. | 31 | 10.490% | $205,000 | 8.6% |
| Regions Bank | 31 | 6.500% | $275,000 | 10.5% |
| Fairway Independent Mortgage Corporation | 31 | 6.433% | $195,000 | 8.8% |
| JPMorgan Chase Bank, National Association | 30 | 6.495% | $280,000 | 11.8% |
| Synovus Bank | 29 | 6.500% | $215,000 | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 26 | 6.750% | $220,000 | 7.1% |
| NEWREZ LLC | 26 | 6.500% | $235,000 | 7.1% |
| PULTE MORTGAGE LLC | 25 | 5.990% | $375,000 | 19.4% |
| TOWNE MORTGAGE COMPANY | 25 | 6.490% | $235,000 | 3.3% |
| Truist Bank | 24 | 6.133% | $330,000 | 22.6% |
| DHI MORTGAGE COMPANY, LTD. | 23 | 5.750% | $315,000 | 23.3% |
| PENNYMAC LOAN SERVICES, LLC | 22 | 6.313% | $340,000 | 8.0% |
| SAFE FEDERAL CREDIT UNION | 21 | 6.125% | $235,000 | 0.0% |
| Renasant Bank | 21 | 6.500% | $255,000 | 4.6% |
| TD Bank, National Association | 20 | 6.813% | $305,000 | 4.6% |
| FREEDOM MORTGAGE CORPORATION | 19 | 6.375% | $285,000 | 9.5% |
| ZILLOW HOME LOANS, LLC | 18 | 6.625% | $240,000 | 5.3% |
| USAA Federal Savings Bank | 17 | 6.500% | $245,000 | 35.7% |
| Wells Fargo Bank, National Association | 17 | 6.375% | $205,000 | 29.2% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 16 | 7.188% | $205,000 | 5.9% |
| AMERICAN FINANCIAL NETWORK, INC. | 15 | 6.500% | $245,000 | 20.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 13 | 7.750% | $255,000 | 12.5% |
| PLANET HOME LENDING, LLC | 13 | 6.375% | $235,000 | 0.0% |
| Equity Prime Mortgage LLC | 12 | 7.438% | $270,000 | 7.7% |
| TOTAL MORTGAGE SERVICES, LLC | 12 | 6.813% | $255,000 | 7.7% |
| A&D Mortgage LLC | 12 | 6.433% | $270,000 | 7.7% |
| FIRST COMMUNITY MORTGAGE, INC. | 12 | 6.375% | $305,000 | 7.7% |
| Trustmark National Bank | 12 | 6.375% | $255,000 | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 11 | 7.125% | $215,000 | 26.7% |
| First Horizon Bank | 11 | 6.375% | $265,000 | 0.0% |
| S. C. STATE FEDERAL CREDIT UNION | 10 | 6.063% | $150,000 | 15.4% |
| NATIONSTAR MORTGAGE LLC | 10 | 6.625% | $245,000 | 0.0% |
| Arthur State Bank | 10 | 7.370% | $265,000 | 0.0% |
| Fifth Third Bank, National Association | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Click n' Close, Inc. | 9 | Under 10 loans | Under 10 loans | 18.2% |
| OCMBC, INC. | 9 | Under 10 loans | Under 10 loans | 18.2% |
| STOCKTON MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 10.0% |
| INTERCOASTAL MORTGAGE, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| THE LOAN STORE, INC. | 7 | Under 10 loans | Under 10 loans | 10.0% |
| FOUNDERS FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 41.7% |
| CHURCHILL MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Alcova Mortgage LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| U.S. Bank National Association | 7 | Under 10 loans | Under 10 loans | 22.2% |
| KIND LENDING, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Flagstar Bank, N.A. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| FlexPoint, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Security Federal Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CAROLINA ONE MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Commerce Home Mortgage, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Grow Financial Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AgFirst Farm Credit Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 5 | Under 10 loans | Under 10 loans | 16.7% |
| First Federal Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| UNION HOME MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 5 | Under 10 loans | Under 10 loans | 28.6% |
| GENEVA FINANCIAL, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTH CAROLINA FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Gateway First Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST STAGE FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 42.9% |
| Tomo Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| CALCON MUTUAL MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Mid-Continent Funding, Inc. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Southern First Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| PNC Bank, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| KEYPOINT Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SCHUMACHER MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of Pennsylvania | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Citadel Servicing Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NATION ONE MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| NBKC BANK | 3 | Under 10 loans | Under 10 loans | 25.0% |
| SRP Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CONSUMER REAL ESTATE FINANCE CO. | 3 | Under 10 loans | Under 10 loans | 50.0% |
| LoanUnited.com, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Huntington National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Coastal Carolina National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Servion, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| American Security Mortgage Corp. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHERN TRUST MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NEW DAY FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 3 | Under 10 loans | Under 10 loans | 25.0% |
| United Community Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| LEADERONE FINANCIAL CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CANOPY MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 45.5% |
| COUNTRYPLACE MORTGAGE, LTD. | 2 | Under 10 loans | Under 10 loans | 66.7% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| LENDINGONE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900O723MCLR701H50 | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Nations Lending Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Citizens Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Dollar Bank, Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| BAY EQUITY LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Pinnacle Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 2 | Under 10 loans | Under 10 loans | 0.0% |
| United Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| LAKEVIEW LOAN SERVICING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Home Mortgage Alliance Corporation (HMAC) | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CSL Financial, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ROSS MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Countybank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SENTE MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NEW WAVE LENDING GROUP INC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Brighton Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LEGEND LENDING CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| STATE EMPLOYEES' | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMESTEAD FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bison State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Bank of South Carolina | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OrangePath Financial Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TAMMAC HOLDINGS CORPORATION | 1 | Under 10 loans | Under 10 loans | 90.6% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 91.9% |
| BETTER MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AgSouth Farm Credit, ACA | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Loan Funder LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Discover Bank | 1 | Under 10 loans | Under 10 loans | 66.7% |
| 254900CTT87ZKAUTIJ37 | 1 | Under 10 loans | Under 10 loans | 50.0% |
| SOUTHWEST FUNDING, LP | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Strong Home Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Atlantic Coast Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CPM Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EMBRACE HOME LOANS, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 147 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.