Refinancing lenders in Allegheny County
5,081 refinancing mortgages were made in Allegheny County, Pennsylvania, in 2025, by 278 lenders. The median rate their borrowers got was 6.640% on a median loan of $155,000. Of 6,850 decisions, 1,450 were denials — 21.2%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| PNC Bank, National Association | 947 | 7.540% | $105,000 | 15.0% |
| Citizens Bank, National Association | 768 | 7.650% | $155,000 | 21.7% |
| Dollar Bank, Federal Savings Bank | 646 | 6.740% | $105,000 | 19.1% |
| First National Bank of Pennsylvania | 315 | 6.490% | $155,000 | 31.1% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 262 | 5.994% | $305,000 | 12.7% |
| First Commonwealth Bank | 189 | 5.990% | $115,000 | 33.1% |
| Rocket Mortgage, LLC | 184 | 5.990% | $235,000 | 24.6% |
| S&T Bank | 149 | 6.740% | $140,000 | 28.1% |
| Clearview Federal Credit Union | 105 | 6.750% | $105,000 | 16.7% |
| Kiavi Funding, Inc. | 85 | 7.375% | $165,000 | 16.0% |
| The Huntington National Bank | 71 | 7.490% | $135,000 | 38.0% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | 58 | 6.890% | $95,000 | 15.1% |
| PENNYMAC LOAN SERVICES, LLC | 57 | 5.990% | $275,000 | 10.7% |
| MOVEMENT MORTGAGE, LLC | 51 | 5.875% | $305,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 50 | 6.375% | $430,000 | 3.9% |
| FREEDOM MORTGAGE CORPORATION | 43 | 6.250% | $225,000 | 9.4% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 40 | 6.000% | $395,000 | 2.3% |
| NEWREZ LLC | 33 | 5.875% | $265,000 | 37.5% |
| OMEGA Federal Credit Union | 33 | 6.490% | $65,000 | 5.7% |
| KeyBank National Association | 31 | 8.000% | $105,000 | 33.3% |
| WesBanco Bank, Inc. | 31 | 6.250% | $345,000 | 18.0% |
| Union Savings Bank | 28 | 6.125% | $245,000 | 0.0% |
| Mortgage Research Center, LLC | 27 | 5.750% | $225,000 | 56.5% |
| ROYAL UNITED MORTGAGE LLC | 24 | 6.875% | $95,000 | 21.9% |
| Bank of America, National Association | 23 | 5.490% | $175,000 | 33.3% |
| Brentwood Bank | 22 | Not published | $155,000 | 26.7% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 22 | 6.490% | $260,000 | 0.0% |
| 254900CTT87ZKAUTIJ37 | 21 | 8.375% | $135,000 | 8.7% |
| USX Federal Credit Union | 21 | Not published | $105,000 | 8.7% |
| CROSSCOUNTRY MORTGAGE, INC. | 19 | 6.250% | $305,000 | 0.0% |
| JPMorgan Chase Bank, National Association | 18 | 6.125% | $305,000 | 14.8% |
| BPL MORTGAGE TRUST, LLC | 18 | 7.375% | $135,000 | 13.0% |
| CFSBANK | 17 | Not published | $245,000 | 5.6% |
| PLANET HOME LENDING, LLC | 17 | 5.990% | $235,000 | 10.5% |
| SSB Bank | 17 | Not published | $225,000 | 5.6% |
| Pittsburgh Firefighters FCU | 17 | Not published | $95,000 | 0.0% |
| APOLLO TRUST COMPANY | 17 | Not published | $145,000 | 0.0% |
| NATIONSTAR MORTGAGE LLC | 16 | 6.188% | $235,000 | 27.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 16 | 6.375% | $100,000 | 15.8% |
| VILLAGE CAPITAL & INVESTMENT LLC | 14 | 6.250% | $215,000 | 23.3% |
| NEXTIER BANK, NATIONAL ASSOCIATION | 14 | 6.523% | $215,000 | 0.0% |
| 1st Summit Bank | 12 | 6.990% | $215,000 | 20.0% |
| FEDERATED MORTGAGE CORP. | 12 | 6.563% | $315,000 | 0.0% |
| SOMERSET TRUST COMPANY | 12 | 7.075% | $220,000 | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 11 | 6.500% | $285,000 | 20.0% |
| LONGBRIDGE FINANCIAL, LLC | 11 | 6.250% | $95,000 | 13.3% |
| STOCKTON MORTGAGE CORPORATION | 11 | 6.125% | $345,000 | 8.3% |
| LAKEVIEW LOAN SERVICING, LLC | 9 | Under 10 loans | Under 10 loans | 68.6% |
| Discover Bank | 8 | Under 10 loans | Under 10 loans | 76.5% |
| GUARANTEED RATE AFFINITY, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 8 | Under 10 loans | Under 10 loans | 18.2% |
| NBKC BANK | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Lendage, LLC | 8 | Under 10 loans | Under 10 loans | 27.3% |
| Century Heritage Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Univest Bank and Trust Co. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTH RIVER MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Peoples Security Bank and Trust Company | 7 | Under 10 loans | Under 10 loans | 11.1% |
| NEW DAY FINANCIAL, LLC | 7 | Under 10 loans | Under 10 loans | 11.1% |
| Prosperity Home Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| InFirst Bank | 7 | Under 10 loans | Under 10 loans | 30.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Washington Financial Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| CONSTRUCTIVE LOANS, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Northwest Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LoanUnited.com, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| EQUITY RESOURCES, INC. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Fairway Independent Mortgage Corporation | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriServ Financial Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Broker Solutions, Inc. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| PHH Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 44.4% |
| Loandepot.Com, LLC | 5 | Under 10 loans | Under 10 loans | 64.3% |
| The Farmers National Bank of Canfield | 5 | Under 10 loans | Under 10 loans | 40.0% |
| Third Federal Savings and Loan Association of Cleveland | 5 | Under 10 loans | Under 10 loans | 44.4% |
| Wells Fargo Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| VICTORIAN FINANCE, LLC | 5 | Under 10 loans | Under 10 loans | 14.3% |
| Citibank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Truist Bank | 5 | Under 10 loans | Under 10 loans | 16.7% |
| TOWNE MORTGAGE COMPANY | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Valley 1st Community FCU | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Navy Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 63.6% |
| GUARANTEED RATE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Community Bank | 4 | Under 10 loans | Under 10 loans | 60.0% |
| LIMA ONE CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| EMM LOANS LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HOMESTEAD FUNDING CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MILEND, INC. | 3 | Under 10 loans | Under 10 loans | 63.6% |
| SOFI BANK, NATIONAL ASSOCIATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 44.4% |
| PENTAGON FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 50.0% |
| JLB CORPORATION | 3 | Under 10 loans | Under 10 loans | 57.1% |
| PLAZA HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 57.1% |
| Filo Mortgage, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBERS 1ST | 3 | Under 10 loans | Under 10 loans | 25.0% |
| GUILD MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CORNING CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Assurance Financial Group, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VISTA POINT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LUMENT REAL ESTATE CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| West-Aircomm Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Cadence Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 2 | Under 10 loans | Under 10 loans | 75.0% |
| BETTER MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 25.0% |
| SPRING EQ, LLC | 2 | Under 10 loans | Under 10 loans | 60.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | Under 10 loans | Under 10 loans | 50.0% |
| DOMINION FINANCIAL SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 50.0% |
| RMC HOME MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Sierra Pacific Mortgage Company, Inc. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| First National Bank of America | 2 | Under 10 loans | Under 10 loans | 0.0% |
| IVY MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIDELITY DIRECT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Northpointe Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| U.S. Bank National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CREDENCE FUNDING CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MortgageCountry, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Pennian Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BARINGS MULTIFAMILY CAPITAL LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| University Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Marquette Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Vellum Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bison State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 1 | Under 10 loans | Under 10 loans | 75.0% |
| FINANCE OF AMERICA REVERSE LLC | 1 | Under 10 loans | Under 10 loans | 71.4% |
| AMERITRUST MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 80.0% |
| USAA Federal Savings Bank | 1 | Under 10 loans | Under 10 loans | 80.0% |
| COREVEST AMERICAN FINANCE LENDER LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Beeline Loans, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TD Bank, National Association | 1 | Under 10 loans | Under 10 loans | 50.0% |
| THE LOAN STORE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Strong Home Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Dart Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| JMAC LENDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Fifth Third Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CAPITAL CENTER, L.L.C. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Axos Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RPE Home, Inc | 1 | Under 10 loans | Under 10 loans | 50.0% |
| WALKER & DUNLOP, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LADERA LENDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PHEPLE Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AFFINITY | 1 | Under 10 loans | Under 10 loans | 50.0% |
| BERKELEY POINT CAPITAL LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ARMCO CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| 9845005BP6974AE5D838 | 1 | Under 10 loans | Under 10 loans | 50.0% |
| 984500RF83EA742B5589 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Manufacturers and Traders Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Archwest Funding | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ABL RPC Residential Credit Acquisition LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SmartFi Home Loans, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AAA CAPITAL INVESTMENT, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| StanCorp Mortgage Investors, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| M&T REALTY CAPITAL CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Greater Pittsburgh Police Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GEORGIA'S OWN | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOP FLITE FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EVERENCE FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Wilmington Savings Fund Society, FSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 78 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.