Cash-out refinancing lenders in Allegheny County
2,614 cash-out refinancing mortgages were made in Allegheny County, Pennsylvania, in 2025, by 246 lenders. The median rate their borrowers got was 6.990% on a median loan of $145,000. Of 4,059 decisions, 1,282 were denials — 31.6%, most often for collateral.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 523 | 7.125% | $115,000 | 29.5% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 199 | 6.875% | $165,000 | 32.0% |
| JLB CORPORATION | 89 | 6.250% | $185,000 | 4.3% |
| The Huntington National Bank | 88 | 7.415% | $125,000 | 28.1% |
| AmeriSave Mortgage Corporation | 79 | 8.125% | $65,000 | 71.2% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 73 | 9.865% | $115,000 | 0.0% |
| NEWREZ LLC | 70 | 7.250% | $105,000 | 49.3% |
| BPL MORTGAGE TRUST, LLC | 62 | 7.500% | $125,000 | 10.4% |
| PENNYMAC LOAN SERVICES, LLC | 56 | 5.990% | $175,000 | 32.5% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 56 | 7.250% | $275,000 | 0.0% |
| NATIONSTAR MORTGAGE LLC | 55 | 6.750% | $135,000 | 26.3% |
| Northwest Bank | 54 | 5.500% | $135,000 | 16.9% |
| FREEDOM MORTGAGE CORPORATION | 51 | 6.375% | $185,000 | 34.6% |
| Loandepot.Com, LLC | 47 | 6.750% | $135,000 | 44.2% |
| Citizens Bank, National Association | 40 | 6.625% | $140,000 | 33.3% |
| CHROME | 38 | Not published | $145,000 | 0.0% |
| Loan Funder LLC | 33 | 7.590% | $145,000 | 8.3% |
| RELIANCE FIRST CAPITAL, LLC | 32 | 7.250% | $140,000 | 8.6% |
| GoodLeap, LLC | 29 | 6.375% | $135,000 | 31.2% |
| PNC Bank, National Association | 29 | 6.750% | $165,000 | 17.1% |
| CARRINGTON MORTGAGE SERVICES, LLC | 28 | 6.625% | $115,000 | 57.0% |
| Clearview Federal Credit Union | 26 | 6.995% | $125,000 | 13.3% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 25 | 6.625% | $165,000 | 24.3% |
| Wells Fargo Bank, National Association | 25 | 6.375% | $155,000 | 25.7% |
| MOVEMENT MORTGAGE, LLC | 24 | 6.563% | $225,000 | 3.3% |
| EQUITY RESOURCES, INC. | 24 | 9.950% | $105,000 | 17.2% |
| PLAZA HOME MORTGAGE, INC. | 23 | 6.990% | $165,000 | 29.4% |
| CROSSCOUNTRY MORTGAGE, INC. | 23 | 7.750% | $165,000 | 11.5% |
| HOMEXPRESS MORTGAGE CORP. | 23 | 7.625% | $205,000 | 36.1% |
| JPMorgan Chase Bank, National Association | 20 | 6.813% | $185,000 | 40.5% |
| 254900M2C4Q6DATP2889 | 20 | 6.375% | $240,000 | 23.1% |
| CONSTRUCTIVE LOANS, LLC | 20 | 7.750% | $215,000 | 8.3% |
| Greater Pittsburgh Police Federal Credit Union | 20 | 4.925% | $65,000 | 4.8% |
| Broker Solutions, Inc. | 19 | 7.250% | $155,000 | 40.6% |
| Navy Federal Credit Union | 17 | 9.000% | $125,000 | 26.1% |
| Union Savings Bank | 16 | 7.375% | $165,000 | 10.5% |
| TRI BORO Federal Credit Union | 16 | 7.000% | $45,000 | 5.9% |
| SOFI BANK, NATIONAL ASSOCIATION | 14 | 7.983% | $105,000 | 0.0% |
| UNION HOME MORTGAGE CORP. | 14 | 7.000% | $180,000 | 0.0% |
| First National Bank of Pennsylvania | 14 | 6.500% | $185,000 | 17.7% |
| S&T Bank | 14 | 6.740% | $140,000 | 6.7% |
| Equity Prime Mortgage LLC | 13 | 6.625% | $245,000 | 35.0% |
| Dollar Bank, Federal Savings Bank | 13 | 6.250% | $115,000 | 0.0% |
| NEW DAY FINANCIAL, LLC | 12 | 7.250% | $215,000 | 77.8% |
| KeyBank National Association | 12 | 6.500% | $165,000 | 48.0% |
| AMERICAN HERITAGE LENDING, LLC | 12 | 7.563% | $200,000 | 15.8% |
| THE LOAN STORE, INC. | 12 | 7.433% | $170,000 | 11.1% |
| DOMINION FINANCIAL SERVICES, LLC | 12 | 7.188% | $160,000 | 0.0% |
| Mortgage Research Center, LLC | 11 | 6.625% | $185,000 | 80.0% |
| Coastal Community Bank | 11 | 11.490% | $75,000 | 0.0% |
| A&D Mortgage LLC | 11 | 7.875% | $195,000 | 15.4% |
| VICTORIAN FINANCE, LLC | 11 | 6.625% | $195,000 | 0.0% |
| 254900CTT87ZKAUTIJ37 | 11 | 7.625% | $175,000 | 8.3% |
| TOP FLITE FINANCIAL, INC. | 10 | 6.688% | $120,000 | 0.0% |
| WesBanco Bank, Inc. | 10 | 6.750% | $295,000 | 33.3% |
| Citadel Servicing Corporation | 10 | 8.188% | $145,000 | 5.9% |
| LENDINGONE, LLC | 8 | Under 10 loans | Under 10 loans | 63.6% |
| LAKEVIEW LOAN SERVICING, LLC | 8 | Under 10 loans | Under 10 loans | 59.4% |
| AMERITRUST MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Sun East Federal Credit Union | 8 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 7 | Under 10 loans | Under 10 loans | 33.3% |
| BETTER MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 56.3% |
| CHAMPIONS FUNDING, LLC | 7 | Under 10 loans | Under 10 loans | 46.2% |
| AMERICAN FINANCIAL NETWORK, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 6 | Under 10 loans | Under 10 loans | 33.3% |
| U.S. Bank National Association | 6 | Under 10 loans | Under 10 loans | 11.1% |
| DEEPHAVEN MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 40.0% |
| NEXERA HOLDING LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 5 | Under 10 loans | Under 10 loans | 28.6% |
| USAA Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 28.6% |
| LIMA ONE CAPITAL, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First Commonwealth Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FREEDOM UNITED FCU | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 4 | Under 10 loans | Under 10 loans | 72.4% |
| Beeline Loans, Inc. | 4 | Under 10 loans | Under 10 loans | 60.0% |
| GUILD MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| KIND LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| 984500RF83EA742B5589 | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AAA CAPITAL INVESTMENT, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| 9845005BP6974AE5D838 | 4 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 66.7% |
| STOCKTON MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 3 | Under 10 loans | Under 10 loans | 20.0% |
| SayGO Home Loans, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Prosperity Home Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CFSBANK | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VILLAGE CAPITAL & INVESTMENT LLC | 2 | Under 10 loans | Under 10 loans | 66.7% |
| PHH Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 60.0% |
| Hometown Equity Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 45.5% |
| ALLIED MORTGAGE GROUP, INC. | 2 | Under 10 loans | Under 10 loans | 20.0% |
| PLANET HOME LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 66.7% |
| PENTAGON FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 60.0% |
| OCMBC, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| DIGITAL | 2 | Under 10 loans | Under 10 loans | 33.3% |
| KWIK MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| POLICE & FIRE | 2 | Under 10 loans | Under 10 loans | 50.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| The Andover Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Community Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Luminate Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 98450058D88OE4463626 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Fifth Third Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 2549002XMEXTF4CJZB05 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Century Heritage Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Home Mortgage Alliance Corporation (HMAC) | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FRANKLIN LOAN CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Mon Valley Community Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Assurance Financial Group, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| WEST PENN FINANCIAL SERVICE CENTER, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CMG MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Slovenian Savings and Loan Association of Canonsburg | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMESTEAD FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARMCO CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SPRING EQ, LLC | 1 | Under 10 loans | Under 10 loans | 84.6% |
| MISSION LOANS, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Magnolia Bank, Incorporated | 1 | Under 10 loans | Under 10 loans | 66.7% |
| NATIONS DIRECT MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 1 | Under 10 loans | Under 10 loans | 0.0% |
| United Trust Bank | 1 | Under 10 loans | Under 10 loans | 75.0% |
| Manufacturers and Traders Trust Company | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Sierra Pacific Mortgage Company, Inc. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Nations Lending Corporation | 1 | Under 10 loans | Under 10 loans | 33.3% |
| Mortgage Right | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| NBKC BANK | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Logan Finance Corporation | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Churchill Funding I LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| INTERSTATE HOME LOAN CENTER, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOWER Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| West-Aircomm Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Fairway Independent Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CAPITAL CENTER, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Quontic Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Axos Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Archwest Funding | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MortgageCountry, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ICE LENDER HOLDINGS LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| C-B-W Schools Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CAKE MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGEONE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Griffin Funding, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Peoples Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AFFINITY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| APOLLO TRUST COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FUNDLOANS CAPITAL | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ARBOR REALTY TRUST, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SOMERSET TRUST COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ANDREWS FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CLIFFCO, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECT MORTGAGE LOANS, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LOANLEADERS OF AMERICA, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NORTHPOINT MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bethpage Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Univest Bank and Trust Co. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LONGBRIDGE FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RMC HOME MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Farmers National Bank of Canfield | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Bank of South Carolina | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Emporium TPO LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of America, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CIBC Bank USA | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE, INC. | 0 | Under 10 loans | Under 10 loans | 100.0% |
| QUORUM FEDERAL CREDIT UNION | 0 | Under 10 loans | Under 10 loans | 75.0% |
| HFG HOLDINGS, LLC | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Allied First Bank,sb | 0 | Under 10 loans | Under 10 loans | Not published |
| Lendage, LLC | 0 | Under 10 loans | Under 10 loans | 66.7% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 46 lenders each made 0 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.