Home purchase lenders in Suffolk County
12,779 home purchase mortgages were made in Suffolk County, New York, in 2025, by 303 lenders. The median rate their borrowers got was 6.500% on a median loan of $545,000. Of 14,649 decisions, 1,456 were denials — 9.9%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,371 | 6.375% | $565,000 | 7.8% |
| CONTOUR MORTGAGE CORPORATION | 816 | 6.625% | $525,000 | 2.5% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 745 | 6.750% | $565,000 | 2.5% |
| JPMorgan Chase Bank, National Association | 652 | 6.250% | $565,000 | 8.3% |
| CROSSCOUNTRY MORTGAGE, INC. | 541 | 6.625% | $525,000 | 3.0% |
| Citizens Bank, National Association | 367 | 6.250% | $675,000 | 12.2% |
| CMG MORTGAGE, INC. | 359 | 6.375% | $505,000 | 6.5% |
| UNITED MORTGAGE CORP. | 346 | 6.625% | $575,000 | 3.8% |
| Loan Funder LLC | 311 | 10.750% | $465,000 | 4.0% |
| Rocket Mortgage, LLC | 269 | 6.500% | $545,000 | 15.7% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 259 | 6.500% | $535,000 | 1.5% |
| Citibank, National Association | 245 | 6.125% | $615,000 | 12.9% |
| CLIFFCO, INC. | 240 | 6.625% | $555,000 | 4.8% |
| INTERSTATE HOME LOAN CENTER, INC. | 238 | 6.625% | $545,000 | 2.5% |
| PENNYMAC LOAN SERVICES, LLC | 231 | 6.624% | $575,000 | 15.1% |
| Broker Solutions, Inc. | 212 | 6.750% | $555,000 | 4.4% |
| EAST COAST CAPITAL CORP. | 205 | 6.500% | $575,000 | 9.7% |
| Bethpage Federal Credit Union | 200 | 6.375% | $495,000 | 18.6% |
| Bank of America, National Association | 197 | 5.750% | $625,000 | 20.8% |
| Wells Fargo Bank, National Association | 195 | 6.000% | $795,000 | 12.2% |
| NEWREZ LLC | 178 | 6.500% | $555,000 | 10.0% |
| TD Bank, National Association | 161 | 6.500% | $655,000 | 24.2% |
| MEADOWBROOK FINANCIAL MORTGAGE BANKERS CORP. | 149 | 6.750% | $565,000 | 9.6% |
| RELIANT HOME FUNDING, INC | 140 | 6.625% | $540,000 | 6.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 140 | 6.625% | $515,000 | 6.4% |
| Manufacturers and Traders Trust Company | 134 | 5.875% | $380,000 | 18.7% |
| TEACHERS FEDERAL CREDIT UNION | 133 | 6.000% | $475,000 | 2.8% |
| Fairway Independent Mortgage Corporation | 128 | 6.625% | $515,000 | 4.5% |
| Morgan Stanley Private Bank, National Association | 124 | 5.750% | $1,185,000 | 3.7% |
| SUFFOLK | 113 | 5.990% | $405,000 | 25.0% |
| U.S. Bank National Association | 110 | 6.250% | $695,000 | 12.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 108 | 6.625% | $545,000 | 25.5% |
| JET DIRECT FUNDING CORP | 108 | 6.625% | $540,000 | 4.4% |
| EMBRACE HOME LOANS, INC. | 108 | 6.563% | $545,000 | 0.8% |
| HARTFORD FUNDING, LTD. | 95 | 6.750% | $555,000 | 11.4% |
| Quontic Bank | 83 | 7.250% | $545,000 | 14.3% |
| Loandepot.Com, LLC | 80 | 6.575% | $565,000 | 14.6% |
| MID-ISLAND MORTGAGE CORP. | 78 | 6.490% | $510,000 | 2.5% |
| PLAZA HOME MORTGAGE, INC. | 74 | 6.875% | $515,000 | 41.7% |
| UNITED NORTHERN MORTGAGE BANKERS LIMITED | 72 | 6.625% | $525,000 | 6.4% |
| Valley National Bank | 72 | 5.750% | $485,000 | 7.1% |
| GUARANTEED RATE, INC. | 70 | 6.500% | $590,000 | 6.4% |
| CONTINENTAL MORTGAGE BANKERS, INC. | 68 | 6.625% | $570,000 | 1.5% |
| CHAMPIONS FUNDING, LLC | 67 | 7.375% | $515,000 | 14.1% |
| AMERICAN FINANCIAL NETWORK, INC. | 65 | 6.750% | $585,000 | 13.2% |
| NQM FUNDING, LLC | 63 | 7.624% | $525,000 | 17.1% |
| Ridgewood Savings Bank | 63 | 6.125% | $725,000 | 11.0% |
| The Dart Bank | 61 | 6.375% | $545,000 | 16.3% |
| 1ST PRIORITY MORTGAGE, INC. | 61 | 6.500% | $525,000 | 3.2% |
| A&D Mortgage LLC | 59 | 6.990% | $565,000 | 18.1% |
| The Federal Savings Bank | 58 | 6.688% | $570,000 | 23.1% |
| US MORTGAGE CORPORATION | 54 | 6.562% | $550,000 | 8.5% |
| MOVEMENT MORTGAGE, LLC | 53 | 6.625% | $535,000 | 1.7% |
| LYNX MORTGAGE BANK LLC | 53 | 6.625% | $535,000 | 3.6% |
| Luminate Bank | 50 | 6.495% | $595,000 | 3.9% |
| Navy Federal Credit Union | 49 | 6.125% | $535,000 | 10.9% |
| ARC HOME LLC | 48 | 7.375% | $520,000 | 11.1% |
| CARRINGTON MORTGAGE SERVICES, LLC | 48 | 6.874% | $550,000 | 13.7% |
| NJ LENDERS CORP. | 43 | 6.625% | $545,000 | 6.0% |
| Kiavi Funding, Inc. | 43 | 10.500% | $515,000 | 15.1% |
| Island Federal Credit Union | 41 | 6.500% | $355,000 | 21.8% |
| Nassau Educators Federal Credit Union | 40 | 5.990% | $400,000 | 27.8% |
| Logan Finance Corporation | 39 | 6.999% | $475,000 | 9.3% |
| ASSOCIATED MORTGAGE BANKERS, INC. | 39 | 6.625% | $545,000 | 2.5% |
| Dime Community Bank | 36 | Not published | $460,000 | 15.6% |
| Citadel Servicing Corporation | 36 | 7.125% | $520,000 | 4.8% |
| Hometown Equity Mortgage, LLC | 34 | 7.250% | $505,000 | 33.3% |
| SUN WEST MORTGAGE COMPANY, INC. | 34 | 6.125% | $595,000 | 6.8% |
| NORWICH COMMERCIAL GROUP, INC. | 34 | 6.250% | $470,000 | 12.8% |
| Mortgage Research Center, LLC | 30 | 6.125% | $625,000 | 9.1% |
| Flagstar Bank, N.A. | 29 | 6.375% | $565,000 | 30.2% |
| Ixonia Bank | 29 | 6.625% | $425,000 | 0.0% |
| UBS Bank USA | 28 | 5.750% | $1,635,000 | 9.7% |
| Webster Bank, National Association | 27 | 6.125% | $895,000 | 15.6% |
| Cathay Bank | 24 | 6.438% | $535,000 | 3.9% |
| MLB RESIDENTIAL LENDING, LLC | 24 | 6.750% | $535,000 | 0.0% |
| First National Bank of America | 22 | 8.813% | $520,000 | 18.5% |
| GUIDANCE RESIDENTIAL, LLC | 20 | 6.625% | $560,000 | 4.2% |
| Charles Schwab Bank, SSB | 20 | 5.463% | $1,260,000 | 0.0% |
| WALL STREET MORTGAGE BANKERS, LTD. | 18 | 6.812% | $460,000 | 28.0% |
| Bank of Hope | 17 | 6.125% | $505,000 | 0.0% |
| LUXURY MORTGAGE CORP. | 16 | 7.438% | $615,000 | 20.0% |
| Municipal Credit Union | 16 | 6.125% | $615,000 | 5.6% |
| City National Bank | 16 | 6.063% | $1,260,000 | 19.1% |
| GUARANTEED RATE AFFINITY, LLC | 16 | 6.375% | $830,000 | 0.0% |
| ALLIED MORTGAGE GROUP, INC. | 14 | 6.875% | $510,000 | 6.3% |
| N C P D Federal Credit Union | 14 | 6.125% | $545,000 | 6.3% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 13 | 6.049% | $730,000 | 23.5% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 13 | 6.375% | $545,000 | 18.8% |
| LENDINGONE, LLC | 11 | 9.990% | $445,000 | 45.0% |
| 254900IRE136HFEI2562 | 11 | 6.875% | $595,000 | 15.4% |
| NATIONSTAR MORTGAGE LLC | 11 | 6.750% | $565,000 | 8.3% |
| 1ST 2ND MORTGAGE COMPANY OF N.J., INC. | 11 | 6.250% | $635,000 | 0.0% |
| Metro City Bank | 11 | 6.250% | $465,000 | 0.0% |
| PNC Bank, National Association | 10 | 6.000% | $615,000 | 33.3% |
| Stifel Bank and Trust | 10 | 6.063% | $575,000 | 9.1% |
| PLANET HOME LENDING, LLC | 10 | 6.625% | $615,000 | 0.0% |
| UIF CORPORATION | 9 | Under 10 loans | Under 10 loans | 30.8% |
| NBKC BANK | 9 | Under 10 loans | Under 10 loans | 10.0% |
| ALLIANT CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 18.2% |
| PLANET MANAGEMENT GROUP, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Evolve Bank & Trust | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| BAYPORT FUNDING LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| CONVENTUS LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 11.1% |
| RELIANCE FIRST CAPITAL, LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Shinhan Bank America | 8 | Under 10 loans | Under 10 loans | 0.0% |
| HOMESTEAD FUNDING CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| 21st Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 79.4% |
| Axos Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| DEVELOPER'S MORTGAGE COMPANY | 7 | Under 10 loans | Under 10 loans | 20.0% |
| USALLIANCE FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| United Nations Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 22.2% |
| TOTAL MORTGAGE SERVICES, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| General Mortgage Capital Corporation | 7 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT MORTGAGE BANKERS INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 25.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| ICE LENDER HOLDINGS LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| FM Home Loans, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Hanover Community Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| WILLIAM RAVEIS MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONAL COOPERATIVE BANK, N.A. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 57.1% |
| POLISH & SLAVIC | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Presidential Bank, FSB | 5 | Under 10 loans | Under 10 loans | 16.7% |
| PENTAGON FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 50.0% |
| AMWEST FUNDING CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ARK MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SELF RELIANCE NY | 5 | Under 10 loans | Under 10 loans | 0.0% |
| City National Bank of Florida | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PATRIOT ONE MORTGAGE BANKERS, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First Central Savings Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| 549300GNMONGVTFMXS97 | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Discover Bank | 4 | Under 10 loans | Under 10 loans | 84.6% |
| First-Citizens Bank & Trust Company | 4 | Under 10 loans | Under 10 loans | 22.2% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Emporium TPO LLC | 4 | Under 10 loans | Under 10 loans | 12.5% |
| Equity Prime Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| FOUNDATION MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 14.3% |
| STG MORTGAGE INC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| BNY Mellon, National Association | 4 | Under 10 loans | Under 10 loans | 20.0% |
| MLD MORTGAGE INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| THE LOAN STORE, INC. | 3 | Under 10 loans | Under 10 loans | 20.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| American Airlines Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit East, ACA | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Goldman Sachs Bank USA | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Amalgamated Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Maspeth Federal Savings and Loan Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SEFCU SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LAFAYETTE FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 35.7% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| 9845006DE3H5E9VA4012 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Royal Business Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Northpointe Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ally Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Peapack-Gladstone Bank | 2 | Under 10 loans | Under 10 loans | 25.0% |
| Evergreen Bank Group | 2 | Under 10 loans | Under 10 loans | 33.3% |
| OceanFirst Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ballston Spa National Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Texana Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| KeyBank National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Cross County Savings Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Sidney Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Global Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FineMark National Bank & Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARBOR REALTY TRUST, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GREENWOOD CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ponce Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PEOPLE'S ALLIANCE FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MILLENIUM HOME MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CORNING CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Deutsche Bank Trust Company Americas | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 9845002BFC70CNA9B356 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Northwest Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Farmers Bank & Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. | 1 | Under 10 loans | Under 10 loans | 77.8% |
| Woori America Bank | 1 | Under 10 loans | Under 10 loans | 75.0% |
| Broadview Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| DOMINION FINANCIAL SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Reliable Holdings Manager dba Lendz Financial | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 103 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.