Home purchase lenders in Lorain County
4,190 home purchase mortgages were made in Lorain County, Ohio, in 2025, by 281 lenders. The median rate their borrowers got was 6.625% on a median loan of $235,000. Of 4,783 decisions, 505 were denials — 10.6%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| CROSSCOUNTRY MORTGAGE, INC. | 361 | 6.750% | $225,000 | 2.1% |
| NVR Mortgage Finance, Inc. | 301 | 6.250% | $335,000 | 15.7% |
| Rocket Mortgage, LLC | 226 | 6.625% | $195,000 | 8.1% |
| The Huntington National Bank | 196 | 6.625% | $195,000 | 7.6% |
| Third Federal Savings and Loan Association of Cleveland | 190 | 6.408% | $240,000 | 3.8% |
| PULTE MORTGAGE LLC | 181 | 5.990% | $405,000 | 7.2% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 161 | 6.576% | $205,000 | 7.9% |
| RUOFF MORTGAGE COMPANY, INC. | 157 | 6.625% | $185,000 | 3.0% |
| UNION HOME MORTGAGE CORP. | 135 | 6.625% | $235,000 | 5.5% |
| Fifth Third Bank, National Association | 120 | 6.500% | $215,000 | 16.4% |
| HOWARD HANNA FINANCIAL SERVICES, INC. | 115 | 6.625% | $235,000 | 0.9% |
| NORTHERN MORTGAGE SERVICES, LLC | 82 | 6.625% | $175,000 | 2.4% |
| Mortgage Research Center, LLC | 79 | 6.375% | $225,000 | 9.1% |
| First National Bank of Pennsylvania | 70 | 6.375% | $335,000 | 6.7% |
| FIRST EQUITY MORTGAGE INCORPORATED | 68 | 6.495% | $435,000 | 5.6% |
| Dollar Bank, Federal Savings Bank | 63 | 6.625% | $255,000 | 2.9% |
| JPMorgan Chase Bank, National Association | 61 | 6.490% | $275,000 | 7.6% |
| YOUR HOME FINANCIAL LLC | 59 | 6.625% | $205,000 | 9.2% |
| Synergy One Lending, Inc. | 58 | 6.625% | $240,000 | 9.4% |
| Fairway Independent Mortgage Corporation | 56 | 6.990% | $175,000 | 0.0% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 55 | 5.990% | $325,000 | 6.8% |
| PNC Bank, National Association | 51 | 6.625% | $235,000 | 7.3% |
| Citizens Bank, National Association | 48 | 6.500% | $180,000 | 10.9% |
| First Federal Savings and Loan Association of Lakewood | 45 | 6.575% | $325,000 | 4.1% |
| UNION CAPITAL MORTGAGE CORPORATION | 40 | 6.250% | $230,000 | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 36 | 6.995% | $175,000 | 2.7% |
| BPL MORTGAGE TRUST, LLC | 36 | 7.563% | $80,000 | 9.3% |
| 21st Mortgage Corporation | 33 | 10.490% | $75,000 | 74.1% |
| LIBERTY HOME MORTGAGE CORPORATION | 32 | 6.813% | $185,000 | 2.9% |
| KeyBank National Association | 31 | 6.500% | $275,000 | 27.9% |
| PENNYMAC LOAN SERVICES, LLC | 31 | 6.499% | $265,000 | 20.5% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 31 | 6.750% | $285,000 | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 31 | 6.500% | $245,000 | 0.0% |
| U.S. Bank National Association | 30 | 6.490% | $215,000 | 6.3% |
| First Federal Savings of Lorain | 28 | 6.500% | $230,000 | 9.1% |
| Civista Bank | 26 | 6.625% | $310,000 | 6.9% |
| Navy Federal Credit Union | 25 | 6.250% | $255,000 | 13.8% |
| ZILLOW HOME LOANS, LLC | 23 | 6.875% | $175,000 | 11.5% |
| MOVEMENT MORTGAGE, LLC | 23 | 6.750% | $195,000 | 0.0% |
| NFM, INC. | 21 | 6.875% | $215,000 | 4.2% |
| WesBanco Bank, Inc. | 21 | 6.625% | $245,000 | 8.7% |
| Click n' Close, Inc. | 20 | 6.563% | $220,000 | 13.0% |
| Nations Lending Corporation | 20 | 6.750% | $255,000 | 4.6% |
| GUARANTEED RATE, INC. | 19 | 6.625% | $315,000 | 9.5% |
| GVC MORTGAGE, INC. | 18 | 6.563% | $200,000 | 0.0% |
| 254900CTT87ZKAUTIJ37 | 17 | 7.990% | $95,000 | 10.5% |
| Flagstar Bank, N.A. | 17 | 6.500% | $245,000 | 19.1% |
| Community Star Credit Union | 17 | 6.875% | $165,000 | 0.0% |
| Broker Solutions, Inc. | 16 | 6.875% | $215,000 | 0.0% |
| A&D Mortgage LLC | 15 | 6.990% | $145,000 | 6.3% |
| Northwest Bank | 14 | 6.500% | $190,000 | 22.2% |
| RELIANCE FIRST CAPITAL, LLC | 14 | 6.688% | $185,000 | 0.0% |
| Equity Prime Mortgage LLC | 13 | 6.750% | $155,000 | 7.1% |
| Kiavi Funding, Inc. | 13 | 10.500% | $165,000 | 23.5% |
| NATIONS DIRECT MORTGAGE, LLC | 13 | 6.500% | $285,000 | 0.0% |
| ENVOY MORTGAGE, LTD | 12 | 6.188% | $195,000 | 7.1% |
| CONSUMER REAL ESTATE FINANCE CO. | 11 | 6.625% | $165,000 | 38.9% |
| Loandepot.Com, LLC | 11 | 6.750% | $255,000 | 8.3% |
| MLD MORTGAGE INC. | 11 | 6.500% | $145,000 | 0.0% |
| Bank of America, National Association | 10 | 5.875% | $250,000 | 0.0% |
| AG CREDIT AGRICULTURAL CREDIT ASSOCIATION | 10 | 6.750% | $300,000 | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 10 | 7.813% | $110,000 | 0.0% |
| CENTURY | 10 | 5.250% | $350,000 | 0.0% |
| Zippy Loans, LLC | 9 | Under 10 loans | Under 10 loans | 25.0% |
| COAST ONE MORTGAGE LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 8 | Under 10 loans | Under 10 loans | 42.4% |
| LOWER, LLC | 8 | Under 10 loans | Under 10 loans | 20.0% |
| Union Savings Bank | 8 | Under 10 loans | Under 10 loans | 20.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 11.1% |
| First Commonwealth Bank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| NEWREZ LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Paramount Residential Mortgage Group, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit Mid-America | 7 | Under 10 loans | Under 10 loans | 22.2% |
| GUILD MORTGAGE COMPANY | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| FIRST COLONY MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| Loan Funder LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| BETTER MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| PLAZA HOME MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 22.2% |
| TOP FLITE FINANCIAL, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| The Farmers National Bank of Canfield | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Wells Fargo Bank, National Association | 5 | Under 10 loans | Under 10 loans | 37.5% |
| AMWEST FUNDING CORP. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| THE LOAN STORE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| WEST PENN FINANCIAL SERVICE CENTER, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| SOFI BANK, NATIONAL ASSOCIATION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| OCMBC, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| The Croghan Colonial Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| MICHIGAN MUTUAL, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| LIMA ONE CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Republic Bank of Chicago | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST FUNDING, LP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CMG MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 3 | Under 10 loans | Under 10 loans | 76.9% |
| AMERICAN HERITAGE LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 20.0% |
| Commerce Home Mortgage, Inc. | 3 | Under 10 loans | Under 10 loans | 62.5% |
| CF Bank, National Association | 3 | Under 10 loans | Under 10 loans | 25.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| STOCKTON MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Financial Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| FIRST OHIO HOME FINANCE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RAPID MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BRIDGE CREDIT UNION, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CONVENTUS LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 57.1% |
| AmeriSave Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 33.3% |
| TAMMAC HOLDINGS CORPORATION | 2 | Under 10 loans | Under 10 loans | 60.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Servion, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Magnolia Bank, Incorporated | 2 | Under 10 loans | Under 10 loans | 50.0% |
| DEEPHAVEN MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| HOMEXPRESS MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Hometown Equity Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| The State Bank and Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VACATIONLAND FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AML FUNDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN STATE UNIVERSITY Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| THE EQUITABLE MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Leader Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 2 | Under 10 loans | Under 10 loans | 0.0% |
| STAUNTON FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Mid-Continent Funding, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GoPrime Mortgage, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SCHUMACHER MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Alcova Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BoxCar Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CONSTRUCTIVE LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Westfield Bank, FSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| S&T Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Tomo Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Discover Bank | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Cornerstone First Mortgage, Inc | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GREENSTATE Credit Union | 1 | Under 10 loans | Under 10 loans | 75.0% |
| Empeople Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| RiverHills Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Towpath Credit Union, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AAA CAPITAL INVESTMENT, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Commercial and Savings Bank of Millersburg, Ohio | 1 | Under 10 loans | Under 10 loans | 50.0% |
| STAR ONE Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MYCUMORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WRIGHT-PATT CREDIT UNION, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROYAL UNITED MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| VAN DYK MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 984500FAD1FB7FEGTE82 | 1 | Under 10 loans | Under 10 loans | 50.0% |
| CHAMPIONS FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Independent Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| StanCorp Mortgage Investors, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Home Mortgage Alliance Corporation (HMAC) | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MortgageCountry, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Directions Credit Union, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| STG MORTGAGE INC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VISTA POINT MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| US MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Capital Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SUPERIOR FINANCIAL SOLUTIONS, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| THE OLD FORT BANKING COMPANY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Park National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| United Nations Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| INB, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| THE MORTGAGE LINK, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 81 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Get told when this changes
When the next year’s lending figures are out for Lorain County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.