Home purchase lenders in Montgomery County
8,293 home purchase mortgages were made in Montgomery County, Pennsylvania, in 2025, by 423 lenders. The median rate their borrowers got was 6.550% on a median loan of $375,000. Of 9,213 decisions, 635 were denials — 6.9%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| CROSSCOUNTRY MORTGAGE, INC. | 792 | 6.625% | $375,000 | 1.5% |
| GUARANTEED RATE, INC. | 405 | 6.550% | $415,000 | 1.9% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 342 | 6.599% | $365,000 | 8.5% |
| Prosperity Home Mortgage, LLC | 333 | 6.625% | $375,000 | 3.8% |
| Rocket Mortgage, LLC | 325 | 6.500% | $335,000 | 8.7% |
| MOVEMENT MORTGAGE, LLC | 235 | 6.625% | $405,000 | 1.9% |
| PENNYMAC LOAN SERVICES, LLC | 193 | 6.624% | $415,000 | 6.7% |
| LENNAR MORTGAGE, LLC | 183 | 4.990% | $405,000 | 0.5% |
| CMG MORTGAGE, INC. | 147 | 6.500% | $355,000 | 2.5% |
| KEYSTONE FUNDING, INC. | 142 | 6.375% | $385,000 | 2.0% |
| Citizens Bank, National Association | 138 | 6.750% | $405,000 | 21.2% |
| Bank of America, National Association | 129 | 6.250% | $395,000 | 12.6% |
| Mortgage America, Inc. | 126 | 6.500% | $335,000 | 0.8% |
| Wilmington Savings Fund Society, FSB | 124 | 6.500% | $365,000 | 1.6% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 116 | 6.500% | $425,000 | 4.8% |
| TOLL BROTHERS MORTGAGE COMPANY | 108 | 6.563% | $505,000 | 8.6% |
| JPMorgan Chase Bank, National Association | 102 | 6.313% | $440,000 | 10.5% |
| GUARANTEED RATE AFFINITY, LLC | 100 | 6.550% | $360,000 | 2.0% |
| Broker Solutions, Inc. | 99 | 6.740% | $365,000 | 4.8% |
| AMERICAN HERITAGE FCU | 94 | 6.288% | $310,000 | 15.3% |
| NATIONS DIRECT MORTGAGE, LLC | 93 | 6.500% | $385,000 | 1.1% |
| TD Bank, National Association | 92 | 6.375% | $505,000 | 8.6% |
| Wells Fargo Bank, National Association | 91 | 6.125% | $355,000 | 12.5% |
| TRUMARK FINANCIAL CREDIT UNION | 90 | 6.375% | $390,000 | 15.5% |
| UNION HOME MORTGAGE CORP. | 90 | 6.625% | $430,000 | 2.2% |
| Hatboro Federal Savings, FA | 79 | Not published | $395,000 | 1.2% |
| First Citizens Community Bank | 79 | 6.625% | $355,000 | 3.7% |
| EMM LOANS LLC | 75 | 6.625% | $375,000 | 1.3% |
| PULTE MORTGAGE LLC | 75 | 6.625% | $525,000 | 0.0% |
| GUILD MORTGAGE COMPANY | 74 | 6.625% | $385,000 | 1.3% |
| SUCCESS MORTGAGE PARTNERS, INC. | 72 | 6.375% | $405,000 | 1.4% |
| Univest Bank and Trust Co. | 71 | 6.750% | $355,000 | 6.3% |
| Philadelphia Mortgage Advisors, Inc. | 67 | 6.500% | $415,000 | 1.5% |
| MortgageCountry, LLC | 65 | 6.250% | $435,000 | 0.0% |
| MERIDIAN BANK | 64 | 6.500% | $365,000 | 1.5% |
| PNC Bank, National Association | 63 | 6.500% | $355,000 | 12.3% |
| Mortgage Research Center, LLC | 62 | 6.250% | $415,000 | 11.1% |
| Filo Mortgage, L.L.C. | 62 | 6.750% | $390,000 | 0.0% |
| Navy Federal Credit Union | 60 | 6.375% | $405,000 | 15.5% |
| Loandepot.Com, LLC | 58 | 6.750% | $385,000 | 3.3% |
| First National Bank of Pennsylvania | 53 | 6.250% | $565,000 | 5.4% |
| LENDING CAPITAL GROUP Inc | 52 | 6.750% | $315,000 | 1.9% |
| FIRST COLONY MORTGAGE CORPORATION | 49 | 6.624% | $335,000 | 1.8% |
| ALLIED MORTGAGE GROUP, INC. | 47 | 6.625% | $375,000 | 0.0% |
| Mid Penn Bank | 45 | 6.750% | $385,000 | 2.2% |
| Harleysville Bank | 45 | Not published | $335,000 | 4.0% |
| ZILLOW HOME LOANS, LLC | 43 | 6.625% | $325,000 | 0.0% |
| KIND LENDING, LLC | 42 | 6.688% | $405,000 | 19.2% |
| Fulton Bank, National Association | 41 | 6.625% | $545,000 | 6.8% |
| Truist Bank | 40 | 6.250% | $365,000 | 10.6% |
| NVR Mortgage Finance, Inc. | 40 | 6.500% | $355,000 | 4.8% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 36 | 6.625% | $400,000 | 0.0% |
| QNB Bank | 36 | Not published | $290,000 | 2.7% |
| NEWREZ LLC | 35 | 6.500% | $365,000 | 14.6% |
| Fairway Independent Mortgage Corporation | 35 | 6.490% | $365,000 | 10.3% |
| THE LOAN STORE, INC. | 33 | 6.875% | $345,000 | 2.8% |
| Kiavi Funding, Inc. | 31 | 10.450% | $335,000 | 11.4% |
| MDE HOME LOANS, LLC | 31 | 6.750% | $655,000 | 3.1% |
| Morgan Stanley Private Bank, National Association | 31 | 5.800% | $685,000 | 0.0% |
| Firstrust Savings Bank | 30 | 6.563% | $405,000 | 8.8% |
| POLICE & FIRE | 29 | 6.625% | $355,000 | 6.1% |
| NFM, INC. | 29 | 6.625% | $355,000 | 3.1% |
| GO MORTGAGE, LLC | 27 | 6.875% | $365,000 | 0.0% |
| Advisors Mortgage Group, L.L.C. | 27 | 6.625% | $375,000 | 3.6% |
| OceanFirst Bank, National Association | 27 | 6.250% | $355,000 | 0.0% |
| Woori America Bank | 25 | Not published | $305,000 | 10.7% |
| CITADEL FEDERAL CREDIT UNION | 24 | 6.000% | $355,000 | 17.2% |
| UIF CORPORATION | 24 | 6.563% | $355,000 | 3.9% |
| EQUITY RESOURCES, INC. | 24 | 6.624% | $335,000 | 0.0% |
| Northeast Equitable Mortgage, LLC | 23 | 6.500% | $445,000 | 0.0% |
| CONTOUR MORTGAGE CORPORATION | 23 | 6.750% | $325,000 | 0.0% |
| PRINCETON MORTGAGE CORPORATION | 23 | 6.625% | $375,000 | 0.0% |
| U.S. Bank National Association | 22 | 6.375% | $535,000 | 14.8% |
| Manufacturers and Traders Trust Company | 22 | 6.313% | $500,000 | 8.3% |
| TRIAD FINANCIAL SERVICES, INC. | 21 | 8.610% | $95,000 | 22.5% |
| Quaint Oak Mortgage, LLC | 21 | 6.375% | $335,000 | 0.0% |
| SELF RELIANCE NY | 21 | Not published | $325,000 | 4.6% |
| Paramount Residential Mortgage Group, Inc. | 20 | 6.875% | $335,000 | 4.8% |
| A&D Mortgage LLC | 20 | 7.375% | $370,000 | 0.0% |
| Penn Community Bank | 20 | 6.773% | $470,000 | 0.0% |
| T2 FINANCIAL LLC | 19 | 6.625% | $375,000 | 4.8% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 18 | 6.558% | $355,000 | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 18 | 6.563% | $400,000 | 14.3% |
| AMWEST FUNDING CORP. | 18 | 6.875% | $380,000 | 0.0% |
| MEMBERS 1ST | 18 | 6.563% | $330,000 | 9.5% |
| DHI MORTGAGE COMPANY, LTD. | 18 | 6.750% | $330,000 | 5.0% |
| BETTER MORTGAGE CORPORATION | 17 | 6.375% | $335,000 | 34.6% |
| BAY EQUITY LLC | 17 | 6.625% | $385,000 | 0.0% |
| Parke Bank | 17 | 6.500% | $365,000 | 5.3% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 17 | 6.875% | $315,000 | 0.0% |
| KeyBank National Association | 16 | 6.375% | $280,000 | 29.2% |
| JMAC LENDING, INC. | 16 | 6.375% | $380,000 | 0.0% |
| NBKC BANK | 15 | 6.375% | $395,000 | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 15 | 6.500% | $395,000 | 11.8% |
| Ambler Savings Bank | 15 | Not published | $485,000 | 0.0% |
| The Federal Savings Bank | 14 | 6.688% | $390,000 | 6.7% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 14 | 6.750% | $370,000 | 6.7% |
| State Financial Network, LLC | 14 | 6.375% | $240,000 | 0.0% |
| PINNACLE MORTGAGE, INC. | 14 | 6.500% | $470,000 | 0.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 13 | 6.490% | $495,000 | 7.1% |
| Acre Mortgage & Financial, Inc. | 13 | 6.750% | $385,000 | 0.0% |
| Charles Schwab Bank, SSB | 13 | 5.250% | $955,000 | 0.0% |
| Tomo Mortgage, LLC | 12 | 6.188% | $465,000 | 25.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 12 | 6.563% | $310,000 | 6.7% |
| Loan Funder LLC | 12 | 9.990% | $295,000 | 7.7% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 12 | 6.375% | $535,000 | 0.0% |
| Metro City Bank | 12 | 6.250% | $475,000 | 0.0% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | 12 | 6.625% | $390,000 | 7.7% |
| Diamond Credit Union | 11 | 5.640% | $165,000 | 33.3% |
| MERCK SHARP & DOHME FEDERAL CREDIT UNION | 11 | 6.500% | $265,000 | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 11 | 7.500% | $275,000 | 15.4% |
| DAS Acquisition Company, LLC | 11 | 7.000% | $325,000 | 0.0% |
| NATIONSTAR MORTGAGE LLC | 11 | 6.875% | $415,000 | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 10 | 6.437% | $380,000 | 9.1% |
| First Federal Bank | 10 | 6.250% | $530,000 | 9.1% |
| Phoenixville Federal Bank and Trust | 10 | Not published | $320,000 | 23.1% |
| FIRST HERITAGE FINANCIAL, LLC | 10 | 6.375% | $330,000 | 16.7% |
| The Huntington National Bank | 10 | 6.563% | $500,000 | 0.0% |
| FRANKLIN MINT | 10 | 5.245% | $340,000 | 9.1% |
| V.I.P. MORTGAGE, INC. | 10 | 6.688% | $495,000 | 0.0% |
| 254900CTT87ZKAUTIJ37 | 10 | 7.188% | $220,000 | 9.1% |
| MORTGAGE ACCESS CORP. | 10 | 6.813% | $320,000 | 9.1% |
| NATION ONE MORTGAGE CORPORATION | 10 | 6.558% | $270,000 | 0.0% |
| UBS Bank USA | 10 | 6.125% | $725,000 | 0.0% |
| USAA Federal Savings Bank | 9 | Under 10 loans | Under 10 loans | 40.0% |
| Citibank, National Association | 9 | Under 10 loans | Under 10 loans | 10.0% |
| First National Bank of America | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 9 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| Ardent Federal Credit Union | 9 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 8 | Under 10 loans | Under 10 loans | 20.0% |
| NEXERA HOLDING LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Tompkins Community Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 8 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 7 | Under 10 loans | Under 10 loans | 50.0% |
| 21st Mortgage Corporation | 7 | Under 10 loans | Under 10 loans | 69.2% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 7 | Under 10 loans | Under 10 loans | 26.2% |
| DEVELOPER'S MORTGAGE COMPANY | 7 | Under 10 loans | Under 10 loans | 12.5% |
| ARC HOME LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| The Victory Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| First Commonwealth Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| First Resource Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| EMBRACE HOME LOANS, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| 1st Colonial Community Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Flagstar Bank, N.A. | 6 | Under 10 loans | Under 10 loans | 40.0% |
| ALLIANT CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| PIKE CREEK MORTGAGE SERVICES, INC. | 6 | Under 10 loans | Under 10 loans | 14.3% |
| TOWER Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 33.3% |
| Premia Mortgage, LLC DBA Premia Relocation Mortgage | 6 | Under 10 loans | Under 10 loans | 14.3% |
| GUIDANCE RESIDENTIAL, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Peoples Security Bank and Trust Company | 6 | Under 10 loans | Under 10 loans | 14.3% |
| TOWNE MORTGAGE COMPANY | 6 | Under 10 loans | Under 10 loans | 14.3% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| CITIZENS & NORTHERN BANK | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 6 | Under 10 loans | Under 10 loans | 14.3% |
| BPL MORTGAGE TRUST, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FREEDOM | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| NJ LENDERS CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST CREDIT CORPORATION OF NEW YORK, INC. | 5 | Under 10 loans | Under 10 loans | 46.2% |
| PENTAGON FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 50.0% |
| TIDEWATER MORTGAGE SERVICES, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| PHILADELPHIA FEDERAL CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 28.6% |
| OCMBC, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Cornerstone First Mortgage, Inc | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| AMERIHOME MORTGAGE COMPANY, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Home Mortgage Alliance Corporation (HMAC) | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 5 | Under 10 loans | Under 10 loans | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| The Fidelity Deposit and Discount Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST HOME MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Ballston Spa National Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 50.0% |
| ICE LENDER HOLDINGS LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| PLANET HOME LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 4 | Under 10 loans | Under 10 loans | 33.3% |
| CARRINGTON MORTGAGE SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Sun East Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL HOME MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Homesale Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| RAPID MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NEW WAVE LENDING GROUP INC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Genisys Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 223 lenders each made 4 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.