Home purchase lenders in Pinal County
11,347 home purchase mortgages were made in Pinal County, Arizona, in 2025, by 438 lenders. The median rate their borrowers got was 6.000% on a median loan of $345,000. Of 13,003 decisions, 1,374 were denials — 10.6%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| DHI MORTGAGE COMPANY, LTD. | 1,105 | 3.990% | $395,000 | 16.5% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 991 | 6.272% | $335,000 | 7.6% |
| LENNAR MORTGAGE, LLC | 647 | 4.250% | $365,000 | 10.0% |
| VELOCIO MORTGAGE L.L.C. | 621 | 3.990% | $375,000 | 3.0% |
| Loandepot.Com, LLC | 573 | 4.990% | $365,000 | 9.7% |
| Rocket Mortgage, LLC | 424 | 6.375% | $335,000 | 9.7% |
| Fairway Independent Mortgage Corporation | 382 | 6.625% | $295,000 | 7.4% |
| GUILD MORTGAGE COMPANY | 321 | 6.375% | $275,000 | 6.7% |
| INSPIRE HOME LOANS INC. | 255 | 5.625% | $275,000 | 10.7% |
| CROSSCOUNTRY MORTGAGE, INC. | 201 | 6.500% | $335,000 | 3.8% |
| PULTE MORTGAGE LLC | 197 | 4.990% | $375,000 | 10.5% |
| GENEVA FINANCIAL, LLC | 178 | 6.490% | $235,000 | 2.7% |
| HOMEAMERICAN MORTGAGE CORPORATION | 174 | 4.500% | $355,000 | 5.9% |
| Click n' Close, Inc. | 172 | 6.750% | $255,000 | 4.4% |
| Taylor Morrison Home Funding, Inc. | 159 | 5.625% | $435,000 | 13.6% |
| Mortgage Research Center, LLC | 146 | 6.250% | $355,000 | 2.7% |
| KBHS HOME LOANS, LLC | 143 | 5.750% | $305,000 | 8.3% |
| V.I.P. MORTGAGE, INC. | 143 | 6.500% | $325,000 | 2.0% |
| NOVA FINANCIAL & INVESTMENT CORPORATION | 137 | 6.490% | $285,000 | 7.1% |
| NFM, INC. | 133 | 4.990% | $405,000 | 1.5% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 132 | 4.990% | $420,000 | 14.8% |
| THE LOAN STORE, INC. | 129 | 6.490% | $325,000 | 3.6% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 98 | 6.813% | $315,000 | 15.5% |
| CMG MORTGAGE, INC. | 96 | 6.625% | $345,000 | 4.2% |
| Paramount Residential Mortgage Group, Inc. | 96 | 6.125% | $335,000 | 8.6% |
| Bell Bank | 93 | 6.625% | $315,000 | 2.1% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 88 | 6.000% | $375,000 | 1.1% |
| PENNYMAC LOAN SERVICES, LLC | 86 | 6.250% | $335,000 | 13.0% |
| 254900YZ174H294JW398 | 85 | 6.375% | $535,000 | 1.9% |
| NEWREZ LLC | 80 | 6.183% | $355,000 | 12.8% |
| MATTAMY HOME FUNDING, LLC | 72 | 5.375% | $430,000 | 6.5% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 70 | 8.450% | $95,000 | 26.1% |
| GUARANTEED RATE, INC. | 69 | 6.375% | $315,000 | 9.2% |
| Plains Commerce Bank | 67 | 6.375% | $335,000 | 11.8% |
| JPMorgan Chase Bank, National Association | 67 | 6.490% | $275,000 | 13.9% |
| Shea Mortgage Inc. | 67 | 6.500% | $635,000 | 4.3% |
| ZILLOW HOME LOANS, LLC | 66 | 6.500% | $305,000 | 6.9% |
| DIRECT MORTGAGE LOANS, LLC | 66 | 6.562% | $345,000 | 2.8% |
| Broker Solutions, Inc. | 58 | 6.625% | $320,000 | 9.4% |
| DESERT FINANCIAL CREDIT UNION | 57 | 6.490% | $265,000 | 25.9% |
| AMERICAN FINANCIAL NETWORK, INC. | 57 | 6.990% | $315,000 | 22.1% |
| Waterstone Mortgage Corporation | 57 | 5.990% | $295,000 | 1.7% |
| KIND LENDING, LLC | 56 | 6.813% | $315,000 | 26.0% |
| MOVEMENT MORTGAGE, LLC | 55 | 6.750% | $325,000 | 4.4% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 54 | 6.490% | $245,000 | 0.0% |
| U.S. Bank National Association | 54 | 6.625% | $290,000 | 11.5% |
| CLM MORTGAGE, INC. | 54 | 6.188% | $430,000 | 1.7% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 53 | 6.250% | $315,000 | 3.3% |
| PLAZA HOME MORTGAGE, INC. | 52 | 6.495% | $345,000 | 10.3% |
| ALTITUDE FINANCIAL CORPORATION | 51 | 6.625% | $345,000 | 1.9% |
| TOLL BROTHERS MORTGAGE COMPANY | 50 | 6.063% | $505,000 | 16.9% |
| AMERICAN FINANCIAL RESOURCES, INC. | 50 | 6.688% | $295,000 | 7.4% |
| Navy Federal Credit Union | 46 | 6.250% | $325,000 | 13.2% |
| Wells Fargo Bank, National Association | 45 | 6.250% | $305,000 | 22.4% |
| MORIA DEVELOPMENT, INC. | 45 | 6.750% | $325,000 | 6.3% |
| Equity Prime Mortgage LLC | 42 | 6.750% | $325,000 | 6.7% |
| SECURITYNATIONAL MORTGAGE COMPANY | 37 | 6.990% | $295,000 | 7.5% |
| Bank of America, National Association | 36 | 6.240% | $265,000 | 20.0% |
| EFINITY FINANCIAL INC. | 35 | 6.500% | $295,000 | 10.3% |
| Prosperity Home Mortgage, LLC | 35 | 6.625% | $325,000 | 5.4% |
| UNIVERSAL LENDING CORPORATION | 35 | 5.250% | $455,000 | 2.8% |
| Mountain America Federal Credit Union | 33 | 6.875% | $355,000 | 10.8% |
| CANOPY MORTGAGE, LLC | 33 | 6.500% | $345,000 | 5.6% |
| Cornerstone First Mortgage, Inc | 33 | 6.625% | $285,000 | 0.0% |
| OneAZ Credit Union | 33 | 6.125% | $295,000 | 10.8% |
| Nations Lending Corporation | 32 | 6.688% | $440,000 | 5.0% |
| NEST HOME LENDING, LLC | 32 | 4.558% | $295,000 | 0.0% |
| 21st Mortgage Corporation | 31 | 9.000% | $115,000 | 63.8% |
| UNION HOME MORTGAGE CORP. | 30 | 6.313% | $330,000 | 6.3% |
| TRIAD FINANCIAL SERVICES, INC. | 27 | 8.600% | $85,000 | 34.2% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 27 | 6.750% | $365,000 | 6.9% |
| SUN WEST MORTGAGE COMPANY, INC. | 26 | 6.500% | $285,000 | 18.2% |
| USAA Federal Savings Bank | 25 | 6.375% | $375,000 | 21.9% |
| Unison Bank | 25 | Not published | $115,000 | 15.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 25 | 6.250% | $385,000 | 7.1% |
| GUARANTEED RATE AFFINITY, LLC | 23 | 6.500% | $355,000 | 4.2% |
| LOWER, LLC | 23 | 6.250% | $295,000 | 14.8% |
| FREEDOM MORTGAGE CORPORATION | 22 | 5.250% | $330,000 | 8.3% |
| A&D Mortgage LLC | 21 | 6.125% | $315,000 | 0.0% |
| Granite Bank | 21 | 6.625% | $345,000 | 4.6% |
| FBC MORTGAGE, LLC | 21 | 6.625% | $445,000 | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 21 | 6.250% | $325,000 | 4.6% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 20 | 6.250% | $325,000 | 0.0% |
| OCMBC, INC. | 19 | 7.000% | $285,000 | 13.0% |
| Kiavi Funding, Inc. | 19 | 10.950% | $215,000 | 17.4% |
| RESICENTRAL, LLC | 18 | 6.125% | $280,000 | 9.5% |
| STARBOARD FINANCIAL MANAGEMENT, LLC | 18 | 6.625% | $335,000 | 5.3% |
| BAY EQUITY LLC | 16 | 6.620% | $290,000 | 11.1% |
| SUMMIT FUNDING, INC. | 16 | 6.125% | $290,000 | 0.0% |
| JMAC LENDING, INC. | 16 | 6.308% | $350,000 | 11.1% |
| BMO Bank National Association | 15 | 6.750% | $315,000 | 21.1% |
| STG MORTGAGE INC | 15 | 6.500% | $295,000 | 6.3% |
| GENWAY HOME MORTGAGE, INC. | 14 | 7.000% | $280,000 | 41.7% |
| CHAMPIONS FUNDING, LLC | 14 | 8.125% | $250,000 | 17.7% |
| Sierra Pacific Mortgage Company, Inc. | 14 | 6.875% | $305,000 | 17.7% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 13 | 6.125% | $295,000 | 11.1% |
| NexBank | 13 | 6.625% | $295,000 | 18.8% |
| Arizona Financial Credit Union | 13 | 6.375% | $345,000 | 0.0% |
| PLANET HOME LENDING, LLC | 13 | 6.375% | $325,000 | 7.1% |
| LoanUnited.com, LLC | 12 | 6.125% | $365,000 | 0.0% |
| Wallick & Volk, Inc. | 12 | 6.250% | $280,000 | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | 12 | 6.375% | $335,000 | 0.0% |
| SUN AMERICAN MORTGAGE COMPANY | 12 | 6.370% | $295,000 | 7.7% |
| EVO HOME LOANS, LLC | 11 | 6.500% | $305,000 | 0.0% |
| NATIONSTAR MORTGAGE LLC | 11 | 6.500% | $335,000 | 26.7% |
| CORNERSTONE CAPITAL BANK, SSB | 11 | 6.375% | $375,000 | 8.3% |
| Sunflower Bank, National Association | 10 | 6.688% | $405,000 | 0.0% |
| Commerce Home Mortgage, Inc. | 10 | 7.875% | $375,000 | 16.7% |
| JET HOMELOANS, LP | 9 | Under 10 loans | Under 10 loans | 43.8% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 9 | Under 10 loans | Under 10 loans | 16.7% |
| Flagstar Bank, N.A. | 9 | Under 10 loans | Under 10 loans | 47.1% |
| NEXERA HOLDING LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 9 | Under 10 loans | Under 10 loans | 10.0% |
| TRUWEST Credit Union | 9 | Under 10 loans | Under 10 loans | 10.0% |
| PREMIER LENDING, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 8 | Under 10 loans | Under 10 loans | 15.4% |
| AMWEST FUNDING CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| INTERCAP LENDING INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CITY FIRST MORTGAGE SERVICES, L.L.C. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 8 | Under 10 loans | Under 10 loans | 0.0% |
| First International Bank & Trust | 8 | Under 10 loans | Under 10 loans | 0.0% |
| SWH FUNDING, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 7 | Under 10 loans | Under 10 loans | 77.3% |
| MORTGAGEONE, INC. | 7 | Under 10 loans | Under 10 loans | 36.4% |
| ARIZONA CENTRAL | 7 | Under 10 loans | Under 10 loans | 12.5% |
| PNC Bank, National Association | 7 | Under 10 loans | Under 10 loans | 30.0% |
| ENCOMPASS LENDING GROUP, LP | 7 | Under 10 loans | Under 10 loans | 12.5% |
| TOWNE MORTGAGE COMPANY | 7 | Under 10 loans | Under 10 loans | 10.0% |
| OAKTREE FUNDING CORP. | 7 | Under 10 loans | Under 10 loans | 11.1% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Zions Bancorporation, N.A. | 6 | Under 10 loans | Under 10 loans | 40.0% |
| HUNT MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| VANTAGE WEST | 6 | Under 10 loans | Under 10 loans | 25.0% |
| BOKF, National Association | 6 | Under 10 loans | Under 10 loans | 14.3% |
| FirstBank | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Charles Schwab Bank, SSB | 6 | Under 10 loans | Under 10 loans | 25.0% |
| NATIONS DIRECT MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 6 | Under 10 loans | Under 10 loans | 0.0% |
| 254900O723MCLR701H50 | 5 | Under 10 loans | Under 10 loans | 78.3% |
| MICHIGAN MUTUAL, INC. | 5 | Under 10 loans | Under 10 loans | 10.0% |
| Barrington Bank & Trust Company, National Association | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 5 | Under 10 loans | Under 10 loans | 28.6% |
| HOMEXPRESS MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 37.5% |
| First Interstate Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL MORTGAGE, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| ALLIANT CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| UMB Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SFMC, LP | 5 | Under 10 loans | Under 10 loans | 16.7% |
| CHURCHILL MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| NEW WEST LENDING, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 63.6% |
| Citadel Servicing Corporation | 4 | Under 10 loans | Under 10 loans | 12.5% |
| PENTAGON FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 42.9% |
| BROOKHOLLOW MORTGAGE SERVICES, LTD. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Boeing Employees Credit Union | 4 | Under 10 loans | Under 10 loans | 20.0% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CALCON MUTUAL MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| UBS Bank USA | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Old Second National Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GO MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| 212 LOANS, LLC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Global Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ONY GLO, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| City Lending Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| First National Bank of America | 3 | Under 10 loans | Under 10 loans | 57.1% |
| Evergreen Bank Group | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Empeople Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Glacier Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Presidential Bank, FSB | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ARK MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Home Mortgage Alliance Corporation (HMAC) | 3 | Under 10 loans | Under 10 loans | 0.0% |
| 1st Security Bank of Washington | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank Texas | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TRUSTONE FINANCIAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| COMPASS MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Ixonia Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICA FIRST Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Manufacturers and Traders Trust Company | 2 | Under 10 loans | Under 10 loans | 66.7% |
| ML Mortgage Corp. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 2 | Under 10 loans | Under 10 loans | 25.0% |
| Western State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 238 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
Get told when this changes
When the next year’s lending figures are out for Pinal County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.