Home purchase lenders in Fresno County
7,460 home purchase mortgages were made in Fresno County, California, in 2025, by 339 lenders. The median rate their borrowers got was 6.375% on a median loan of $365,000. Of 8,711 decisions, 970 were denials — 11.1%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,210 | 6.426% | $385,000 | 9.2% |
| ALAMEDA MORTGAGE CORPORATION | 722 | 6.375% | $325,000 | 2.3% |
| KIND LENDING, LLC | 674 | 6.250% | $360,000 | 16.6% |
| LENNAR MORTGAGE, LLC | 489 | 5.750% | $425,000 | 10.7% |
| GOLDEN EMPIRE MORTGAGE, INC. | 344 | 6.250% | $335,000 | 7.1% |
| Rocket Mortgage, LLC | 313 | 6.500% | $365,000 | 14.8% |
| THE LOAN STORE, INC. | 202 | 6.490% | $375,000 | 2.2% |
| PENNYMAC LOAN SERVICES, LLC | 188 | 6.499% | $395,000 | 10.8% |
| Kiavi Funding, Inc. | 147 | 10.250% | $275,000 | 8.0% |
| KBHS HOME LOANS, LLC | 121 | 6.075% | $445,000 | 15.7% |
| Sierra Pacific Mortgage Company, Inc. | 108 | 6.500% | $385,000 | 7.5% |
| Paramount Residential Mortgage Group, Inc. | 102 | 6.375% | $315,000 | 1.9% |
| Tri Counties Bank | 102 | 6.353% | $135,000 | 6.4% |
| JPMorgan Chase Bank, National Association | 97 | 6.625% | $335,000 | 5.7% |
| Mortgage Research Center, LLC | 87 | 6.250% | $385,000 | 9.2% |
| CMG MORTGAGE, INC. | 80 | 6.375% | $430,000 | 4.5% |
| INSPIRE HOME LOANS INC. | 78 | 5.500% | $425,000 | 23.4% |
| OCMBC, INC. | 78 | 6.500% | $335,000 | 6.2% |
| DHI MORTGAGE COMPANY, LTD. | 78 | 5.500% | $420,000 | 6.0% |
| GUILD MORTGAGE COMPANY | 71 | 6.625% | $305,000 | 2.5% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 68 | 6.750% | $345,000 | 9.3% |
| EDUCATIONAL EMPLOYEES CREDIT UNION | 64 | 6.000% | $385,000 | 16.5% |
| CLM MORTGAGE, INC. | 59 | 6.125% | $515,000 | 1.3% |
| Broker Solutions, Inc. | 57 | 6.375% | $325,000 | 1.7% |
| JMAC LENDING, INC. | 53 | 6.500% | $375,000 | 1.8% |
| Bank of America, National Association | 51 | 6.375% | $305,000 | 36.3% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 50 | 6.500% | $405,000 | 7.4% |
| U.S. Bank National Association | 49 | 6.500% | $345,000 | 29.6% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 49 | 6.490% | $325,000 | 0.0% |
| THE GOLDEN 1 | 45 | 6.375% | $335,000 | 23.7% |
| GUARANTEED RATE, INC. | 44 | 6.563% | $380,000 | 6.4% |
| Commerce Home Mortgage, Inc. | 40 | 6.875% | $345,000 | 0.0% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 39 | 4.990% | $485,000 | 11.4% |
| CROSSCOUNTRY MORTGAGE, INC. | 39 | 6.575% | $465,000 | 7.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 38 | 6.500% | $415,000 | 2.6% |
| PREMIER MORTGAGE RESOURCES, L.L.C. | 37 | 6.500% | $305,000 | 0.0% |
| BAY-VALLEY MORTGAGE GROUP | 35 | 6.250% | $275,000 | 5.4% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 34 | 6.313% | $320,000 | 24.4% |
| Loandepot.Com, LLC | 32 | 6.250% | $375,000 | 17.5% |
| PLAZA HOME MORTGAGE, INC. | 31 | 6.375% | $375,000 | 36.0% |
| Wells Fargo Bank, National Association | 30 | 6.375% | $295,000 | 16.7% |
| NEWREZ LLC | 28 | 6.500% | $345,000 | 6.7% |
| UNION HOME MORTGAGE CORP. | 27 | 6.000% | $375,000 | 14.3% |
| PLANET HOME LENDING, LLC | 27 | 6.750% | $295,000 | 0.0% |
| ALTITUDE FINANCIAL CORPORATION | 26 | 6.250% | $440,000 | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 26 | 6.500% | $400,000 | 12.9% |
| Equity Prime Mortgage LLC | 25 | 6.500% | $395,000 | 6.9% |
| SUN WEST MORTGAGE COMPANY, INC. | 25 | 6.500% | $365,000 | 6.5% |
| Fairway Independent Mortgage Corporation | 25 | 6.000% | $335,000 | 3.6% |
| AMERICAN FINANCIAL NETWORK, INC. | 24 | 6.375% | $355,000 | 26.5% |
| Self-Help Federal Credit Union | 24 | 8.250% | $295,000 | 6.9% |
| Navy Federal Credit Union | 23 | 6.250% | $425,000 | 22.6% |
| AMWEST FUNDING CORP. | 22 | 6.813% | $315,000 | 15.4% |
| RESICENTRAL, LLC | 22 | 6.250% | $370,000 | 8.3% |
| TRIAD FINANCIAL SERVICES, INC. | 20 | 8.685% | $105,000 | 15.8% |
| NOBLE | 19 | 6.500% | $305,000 | 47.5% |
| 21st Mortgage Corporation | 18 | 10.445% | $115,000 | 70.5% |
| FREEDOM MORTGAGE CORPORATION | 18 | 6.250% | $420,000 | 9.5% |
| MORTGAGEONE, INC. | 17 | 6.250% | $365,000 | 10.5% |
| NEXERA HOLDING LLC | 17 | 7.000% | $335,000 | 0.0% |
| A&D Mortgage LLC | 16 | 6.558% | $360,000 | 15.8% |
| CHAMPIONS FUNDING, LLC | 16 | 7.813% | $265,000 | 15.8% |
| Hometown Equity Mortgage, LLC | 16 | 7.375% | $155,000 | 20.0% |
| HOMEXPRESS MORTGAGE CORP. | 15 | 7.500% | $385,000 | 34.8% |
| FlexPoint, Inc. | 13 | 6.625% | $315,000 | 0.0% |
| STG MORTGAGE INC | 13 | 6.250% | $355,000 | 7.1% |
| NATIONS DIRECT MORTGAGE, LLC | 13 | 6.125% | $335,000 | 0.0% |
| NATIONSTAR MORTGAGE LLC | 13 | 6.625% | $365,000 | 7.1% |
| Citibank, National Association | 12 | 6.313% | $365,000 | 13.3% |
| GUIDANCE RESIDENTIAL, LLC | 12 | 6.938% | $480,000 | 0.0% |
| PACIFIC LENDING LLC | 12 | 6.625% | $455,000 | 0.0% |
| MID VALLEY SERVICES, INC. | 12 | 10.495% | $260,000 | 0.0% |
| BMO Bank National Association | 11 | 6.750% | $705,000 | 31.3% |
| Tomo Mortgage, LLC | 11 | 6.490% | $365,000 | 0.0% |
| AAA CAPITAL INVESTMENT, INC. | 11 | 6.750% | $355,000 | 0.0% |
| Cornerstone First Mortgage, Inc | 11 | 6.750% | $385,000 | 0.0% |
| USAA Federal Savings Bank | 10 | 6.125% | $365,000 | 28.6% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 10 | 7.000% | $350,000 | 0.0% |
| ZILLOW HOME LOANS, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| LEADERONE FINANCIAL CORPORATION | 9 | Under 10 loans | Under 10 loans | 10.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 47.2% |
| ROYAL PACIFIC FUNDING CORP. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Zions Bancorporation, N.A. | 8 | Under 10 loans | Under 10 loans | 35.7% |
| General Mortgage Capital Corporation | 8 | Under 10 loans | Under 10 loans | 0.0% |
| EVERETT FINANCIAL, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Murphy Bank | 7 | Under 10 loans | Under 10 loans | 20.0% |
| ARC HOME LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| Logan Finance Corporation | 7 | Under 10 loans | Under 10 loans | 12.5% |
| AHL FUNDING | 7 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| Synergy One Lending, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 7 | Under 10 loans | Under 10 loans | 22.2% |
| AMERITRUST MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | 6 | Under 10 loans | Under 10 loans | 10.0% |
| AgWest Farm Credit, FLCA | 6 | Under 10 loans | Under 10 loans | 11.1% |
| BETTER MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AML FUNDING LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| BAY EQUITY LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| ALLIANT CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Flagstar Bank, N.A. | 6 | Under 10 loans | Under 10 loans | 20.0% |
| NBKC BANK | 6 | Under 10 loans | Under 10 loans | 14.3% |
| NEW WAVE LENDING GROUP INC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PNC Bank, National Association | 6 | Under 10 loans | Under 10 loans | 14.3% |
| ML Mortgage Corp. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Greenbox Loans, Inc. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Citadel Servicing Corporation | 5 | Under 10 loans | Under 10 loans | 12.5% |
| CAKE MORTGAGE CORP. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Citizens Business Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First-Citizens Bank & Trust Company | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Loan Funder LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| First National Bank of America | 4 | Under 10 loans | Under 10 loans | 33.3% |
| MOVEMENT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LUXURY MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| CALCON MUTUAL MORTGAGE LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NORWICH COMMERCIAL GROUP, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MERCHANTS MORTGAGE & TRUST CORPORATION, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| 9845005BP6974AE5D838 | 4 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 4 | Under 10 loans | Under 10 loans | 0.0% |
| STAR ONE Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| The Dart Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| OAKTREE FUNDING CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| DAS Acquisition Company, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Umpqua Bank | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Plains Commerce Bank | 3 | Under 10 loans | Under 10 loans | 50.0% |
| LoanUnited.com, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| EMET LENDING GROUP, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| LAKEVIEW LOAN SERVICING, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED LOCAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Cathay Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Home Mortgage Alliance Corporation (HMAC) | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SUMMIT FUNDING, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CONVENTUS LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Strong Home Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Constant Investments, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| North American Savings Bank, F.S.B. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| COASTAL FUNDING SLC, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GTE Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 3 | Under 10 loans | Under 10 loans | 0.0% |
| PACIFIC SERVICE CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 2 | Under 10 loans | Under 10 loans | 60.0% |
| ONY GLO, INC. | 2 | Under 10 loans | Under 10 loans | 60.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ENCOMPASS LENDING GROUP, LP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| GEO-CORP, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Fidelity Lending Solutions, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SCHOOLSFIRST | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| MORIA DEVELOPMENT, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FINANCE OF AMERICA REVERSE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Watermark Capital, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| San Joaquin Power Employees Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Provident Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VISTA POINT MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| EVERGREEN MONEYSOURCE MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| JONES LANG LASALLE MULTIFAMILY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEOWNERS FINANCIAL GROUP USA, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Genisys Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Gate City Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 549300U4NMMQ8OEM3D10 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SCENIC OAKS FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ameris Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| SPRING EQ, LLC | 1 | Under 10 loans | Under 10 loans | 60.0% |
| FIRST COLONY MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| BAY | 1 | Under 10 loans | Under 10 loans | 0.0% |
| POINT MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 139 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.