Home purchase lenders in Liberty County
1,771 home purchase mortgages were made in Liberty County, Texas, in 2025, by 238 lenders. The median rate their borrowers got was 6.750% on a median loan of $215,000. Of 4,291 decisions, 2,141 were denials — 49.9%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| 21st Mortgage Corporation | 255 | 10.390% | $105,000 | 67.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 169 | 10.500% | $95,000 | 72.4% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 143 | 6.250% | $255,000 | 11.2% |
| DHI MORTGAGE COMPANY, LTD. | 91 | 4.250% | $295,000 | 26.2% |
| TRIAD FINANCIAL SERVICES, INC. | 72 | 9.560% | $115,000 | 55.8% |
| K. HOVNANIAN AMERICAN MORTGAGE, L.L.C. | 60 | 5.688% | $355,000 | 23.1% |
| CMG MORTGAGE, INC. | 47 | 6.438% | $225,000 | 7.4% |
| Rocket Mortgage, LLC | 44 | 6.625% | $245,000 | 23.7% |
| Broker Solutions, Inc. | 41 | 6.625% | $225,000 | 6.8% |
| STONE MEADOW LENDING, LLC | 38 | 5.750% | $375,000 | 2.6% |
| KIND LENDING, LLC | 25 | 6.250% | $245,000 | 28.6% |
| Mortgage Research Center, LLC | 25 | 6.500% | $255,000 | 7.4% |
| MOVEMENT MORTGAGE, LLC | 25 | 6.562% | $175,000 | 0.0% |
| INSPIRE HOME LOANS INC. | 23 | 4.875% | $245,000 | 17.2% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 21 | 6.625% | $235,000 | 4.6% |
| Paramount Residential Mortgage Group, Inc. | 21 | 6.625% | $255,000 | 4.6% |
| First Liberty Bank | 20 | Not published | $335,000 | 34.9% |
| LENNAR MORTGAGE, LLC | 20 | 4.250% | $245,000 | 9.1% |
| SOUTHWEST STAGE FUNDING, LLC | 19 | 8.450% | $165,000 | 20.9% |
| UNION HOME MORTGAGE CORP. | 19 | 6.500% | $265,000 | 9.5% |
| Loandepot.Com, LLC | 18 | 6.500% | $220,000 | 20.8% |
| BRIGHTLAND MORTGAGE SERVICES, LTD. | 18 | 5.240% | $295,000 | 0.0% |
| GUILD MORTGAGE COMPANY | 18 | 6.563% | $250,000 | 5.3% |
| Fairway Independent Mortgage Corporation | 17 | 6.875% | $235,000 | 5.6% |
| Equity Prime Mortgage LLC | 15 | 6.250% | $215,000 | 11.8% |
| PLAZA HOME MORTGAGE, INC. | 15 | 6.375% | $265,000 | 28.6% |
| INTERLINC MORTGAGE SERVICES, LLC | 15 | 4.990% | $315,000 | 0.0% |
| Heritage Mortgage, LLC | 14 | 5.625% | $290,000 | 6.7% |
| TAMMAC HOLDINGS CORPORATION | 13 | 9.800% | $95,000 | 75.4% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 13 | 6.250% | $185,000 | 18.8% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 13 | 5.990% | $335,000 | 5.9% |
| THE LOAN STORE, INC. | 12 | 6.558% | $190,000 | 12.5% |
| OCMBC, INC. | 11 | 7.625% | $335,000 | 0.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 11 | 6.625% | $215,000 | 8.3% |
| FREEDOM MORTGAGE CORPORATION | 11 | 5.750% | $325,000 | 21.4% |
| CORNERSTONE CAPITAL BANK, SSB | 10 | 4.990% | $355,000 | 0.0% |
| COUNTRYPLACE MORTGAGE, LTD. | 9 | Under 10 loans | Under 10 loans | 79.6% |
| REPUBLIC STATE MORTGAGE CO. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| JET HOMELOANS, LP | 8 | Under 10 loans | Under 10 loans | 0.0% |
| CSL Financial, LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 7 | Under 10 loans | Under 10 loans | 22.2% |
| JPMorgan Chase Bank, National Association | 7 | Under 10 loans | Under 10 loans | 27.3% |
| CANOPY MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 7 | Under 10 loans | Under 10 loans | 12.5% |
| EVERETT FINANCIAL, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of America, National Association | 6 | Under 10 loans | Under 10 loans | 40.0% |
| NEWREZ LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| MORTGAGE FINANCIAL SERVICES, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SFMC, LP | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Gateway First Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Farm Credit Mid-America | 6 | Under 10 loans | Under 10 loans | 14.3% |
| First Financial Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 5 | Under 10 loans | Under 10 loans | 22.2% |
| NETWORK FUNDING, L.P. | 5 | Under 10 loans | Under 10 loans | 40.0% |
| PULTE MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 54.6% |
| Prosperity Bank | 5 | Under 10 loans | Under 10 loans | 30.0% |
| Navy Federal Credit Union | 5 | Under 10 loans | Under 10 loans | 0.0% |
| COLINA MORTGAGE GROUP, LLC | 5 | Under 10 loans | Under 10 loans | 12.5% |
| TEXAS DOW EMPLOYEES CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 16.7% |
| AMERICAN FINANCIAL RESOURCES, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 5 | Under 10 loans | Under 10 loans | 16.7% |
| AMERICAN FINANCIAL NETWORK, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| TexasBank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| PENNYMAC LOAN SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| TOWNE MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MLD MORTGAGE INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LEGEND LENDING CORPORATION | 4 | Under 10 loans | Under 10 loans | 20.0% |
| FirstBank | 3 | Under 10 loans | Under 10 loans | 65.7% |
| Austin Bank, Texas National Association | 3 | Under 10 loans | Under 10 loans | 57.1% |
| Flagstar Bank, N.A. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Sierra Pacific Mortgage Company, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST FUNDING, LP | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EUSTIS MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NexBank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCIO MORTGAGE L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RAVE FINANCIAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TEXAS BAY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Cadence Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 93.5% |
| UNITED BUILT HOMES, L.L.C. | 2 | Under 10 loans | Under 10 loans | 66.7% |
| FBC MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| DIRECT MORTGAGE LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ZILLOW HOME LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| SHELL FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| LoanUnited.com, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PNC Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Integrity Home Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONSTAR MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| RIGHT START MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900J2RKTTDJSUWD76 | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GENEVA FINANCIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Kiavi Funding, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AFFORDABLE MORTGAGE ADVISORS, LLC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Stellar Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PILGRIM MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Florida Capital Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| U.S. Bank National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PHH Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| COMMUNITY RESOURCE CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 87.5% |
| Southside Bank | 1 | Under 10 loans | Under 10 loans | 80.0% |
| AML FUNDING LLC | 1 | Under 10 loans | Under 10 loans | 33.3% |
| JSC Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN BANCSHARES MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| PENTAGON FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 66.7% |
| AMERIHOME MORTGAGE COMPANY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| CALCON MUTUAL MORTGAGE LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Citadel Servicing Corporation | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Texas Regional Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AMOCO | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Assurance Financial Group, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBER FIRST MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MEMBERS CHOICE | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Federal Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ENVOY MORTGAGE, LTD | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Stride Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Brighton Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BRAZOS VALLEY SCHOOLS | 1 | Under 10 loans | Under 10 loans | 50.0% |
| City Lending Inc. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Trustmark National Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Quontic Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Reliable Holdings Manager dba Lendz Financial | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AAFMAA Mortgage Services LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Tomo Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ENCOMPASS LENDING GROUP, LP | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ML Mortgage Corp. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Investmark Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Western Trust Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VISTA POINT MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| KEYSTONE FUNDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Prosperity Home Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Dart Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Centennial Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MLB RESIDENTIAL LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EFINITY FINANCIAL INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of England | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GULF COAST EDUCATORS FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Vellum Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SENTE MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PlainsCapital Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GoPrime Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| V.I.P. MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| WILLOW BEND MORTGAGE COMPANY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Orchard Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DIRECT MORTGAGE, CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FOUNDATION MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HOMESTAR MORTGAGE, L.L.C. | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Discover Bank | 0 | Under 10 loans | Under 10 loans | 100.0% |
| MORTGAGEONE, INC. | 0 | Under 10 loans | Under 10 loans | Not published |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 0 | Under 10 loans | Under 10 loans | Not published |
| Wolfe Financial, Inc | 0 | Under 10 loans | Under 10 loans | Not published |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 0 | Under 10 loans | Under 10 loans | Not published |
| Texana Bank, National Association | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Bison State Bank | 0 | Under 10 loans | Under 10 loans | Not published |
| VILLAGE CAPITAL & INVESTMENT LLC | 0 | Under 10 loans | Under 10 loans | 100.0% |
| HOMETRUST MORTGAGE COMPANY | 0 | Under 10 loans | Under 10 loans | Not published |
| DAS Acquisition Company, LLC | 0 | Under 10 loans | Under 10 loans | 50.0% |
| First Horizon Bank | 0 | Under 10 loans | Under 10 loans | Not published |
| Wells Fargo Bank, National Association | 0 | Under 10 loans | Under 10 loans | 100.0% |
| HANCOCK WHITNEY BANK | 0 | Under 10 loans | Under 10 loans | Not published |
| FlexPoint, Inc. | 0 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 0 | Under 10 loans | Under 10 loans | 100.0% |
| Primis Mortgage Company | 0 | Under 10 loans | Under 10 loans | Not published |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 38 lenders each made 0 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.