Home purchase lenders in Allen County
5,512 home purchase mortgages were made in Allen County, Indiana, in 2025, by 264 lenders. The median rate their borrowers got was 6.625% on a median loan of $215,000. Of 6,520 decisions, 667 were denials — 10.2%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| RUOFF MORTGAGE COMPANY, INC. | 776 | 6.750% | $215,000 | 3.5% |
| Three Rivers Federal Credit Union | 709 | 6.625% | $235,000 | 4.7% |
| First Merchants Bank | 335 | 6.000% | $135,000 | 6.7% |
| Fairway Independent Mortgage Corporation | 295 | 6.750% | $195,000 | 7.1% |
| DHI MORTGAGE COMPANY, LTD. | 231 | 5.500% | $295,000 | 18.5% |
| GVC MORTGAGE, INC. | 203 | 6.875% | $205,000 | 4.3% |
| Fifth Third Bank, National Association | 152 | 6.625% | $255,000 | 6.0% |
| Union Savings Bank | 134 | 6.625% | $245,000 | 3.6% |
| JPMorgan Chase Bank, National Association | 115 | 6.500% | $205,000 | 8.7% |
| Rocket Mortgage, LLC | 106 | 6.625% | $215,000 | 13.5% |
| PROFED CREDIT UNION | 104 | 6.375% | $225,000 | 5.4% |
| STOCKTON MORTGAGE CORPORATION | 103 | 6.875% | $225,000 | 1.9% |
| V.I.P. MORTGAGE, INC. | 103 | 6.500% | $245,000 | 0.0% |
| GENEVA FINANCIAL, LLC | 97 | 6.500% | $205,000 | 0.0% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 95 | 6.624% | $205,000 | 8.4% |
| DIAMOND RESIDENTIAL MORTGAGE CORPORATION | 88 | 6.750% | $195,000 | 1.0% |
| EVERWISE CREDIT UNION | 84 | 6.438% | $215,000 | 1.2% |
| Mortgage Research Center, LLC | 82 | 6.250% | $265,000 | 12.6% |
| Old National Bank | 68 | 6.375% | $185,000 | 15.0% |
| Flagstar Bank, N.A. | 64 | 6.375% | $175,000 | 21.0% |
| Nations Lending Corporation | 60 | 6.688% | $255,000 | 0.0% |
| MidWest America Federal Credit Union | 58 | 6.688% | $200,000 | 4.5% |
| LOWER, LLC | 57 | 6.250% | $235,000 | 8.1% |
| PNC Bank, National Association | 54 | 6.500% | $185,000 | 8.5% |
| The Garrett State Bank | 53 | Not published | $175,000 | 3.6% |
| Zippy Loans, LLC | 49 | 8.000% | $25,000 | 51.9% |
| PARTNERS 1ST Federal Credit Union | 46 | 6.063% | $235,000 | 6.0% |
| 1st Source Bank | 42 | 6.563% | $215,000 | 10.0% |
| ENVOY MORTGAGE, LTD | 39 | 6.625% | $185,000 | 0.0% |
| POINT MORTGAGE CORPORATION | 38 | 6.624% | $225,000 | 4.8% |
| POLARIS HOME FUNDING CORP. | 37 | 6.625% | $265,000 | 7.1% |
| FORT FINANCIAL Federal Credit Union | 35 | 6.625% | $245,000 | 5.4% |
| Navy Federal Credit Union | 34 | 6.063% | $255,000 | 5.4% |
| Loandepot.Com, LLC | 34 | 6.875% | $180,000 | 10.5% |
| STAR Financial Bank | 32 | 6.250% | $205,000 | 4.6% |
| Lake City Bank | 32 | 6.625% | $190,000 | 2.7% |
| WesBanco Bank, Inc. | 31 | 6.500% | $195,000 | 18.4% |
| First Federal Savings Bank | 30 | 7.153% | $175,000 | 0.0% |
| 21st Mortgage Corporation | 29 | 11.270% | $55,000 | 67.1% |
| Horizon Bank | 29 | 6.625% | $195,000 | 3.2% |
| Fire Police City County Federal Credit Union | 29 | 6.875% | $185,000 | 9.4% |
| VAN DYK MORTGAGE CORPORATION | 28 | 6.625% | $235,000 | 3.5% |
| UNION HOME MORTGAGE CORP. | 25 | 6.750% | $225,000 | 0.0% |
| CROSSCOUNTRY MORTGAGE, INC. | 24 | 6.600% | $300,000 | 0.0% |
| The State Bank and Trust Company | 23 | 6.625% | $295,000 | 4.2% |
| The Huntington National Bank | 22 | 6.813% | $245,000 | 0.0% |
| USAA Federal Savings Bank | 20 | 6.500% | $265,000 | 23.1% |
| Broker Solutions, Inc. | 19 | 7.000% | $185,000 | 9.5% |
| MOVEMENT MORTGAGE, LLC | 18 | 6.938% | $125,000 | 9.5% |
| GUARANTEED RATE, INC. | 16 | 6.750% | $250,000 | 0.0% |
| TRIAD FINANCIAL SERVICES, INC. | 13 | 8.490% | $55,000 | 67.9% |
| NEWREZ LLC | 13 | 6.500% | $245,000 | 7.1% |
| ZILLOW HOME LOANS, LLC | 13 | 6.625% | $195,000 | 0.0% |
| Kiavi Funding, Inc. | 12 | 10.200% | $185,000 | 27.8% |
| CMG MORTGAGE, INC. | 12 | 6.750% | $205,000 | 0.0% |
| NOTRE DAME FEDERAL CREDIT UNION CORPORATION | 11 | 6.750% | $155,000 | 0.0% |
| PLAZA HOME MORTGAGE, INC. | 10 | 6.688% | $195,000 | 28.6% |
| AMERICAN FINANCIAL RESOURCES, INC. | 10 | 6.490% | $200,000 | 9.1% |
| GUILD MORTGAGE COMPANY | 10 | 6.625% | $230,000 | 8.3% |
| NATIONSTAR MORTGAGE LLC | 10 | 6.490% | $190,000 | 0.0% |
| THE ANTWERP EXCHANGE BANK COMPANY | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Crossroads Bank | 9 | Under 10 loans | Under 10 loans | 9.1% |
| SIRVA MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| U.S. Bank National Association | 8 | Under 10 loans | Under 10 loans | 0.0% |
| First Bank of Berne | 8 | Under 10 loans | Under 10 loans | 0.0% |
| BEACON CREDIT UNION | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Wells Fargo Bank, National Association | 7 | Under 10 loans | Under 10 loans | 50.0% |
| The Farmers & Merchants State Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PENNYMAC LOAN SERVICES, LLC | 7 | Under 10 loans | Under 10 loans | 30.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| 254900TSA1PSM0OS4798 | 7 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Truist Bank | 7 | Under 10 loans | Under 10 loans | 12.5% |
| 2549008C0Z4DABRKVV12 | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| KIND LENDING, LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 14.3% |
| OCMBC, INC. | 5 | Under 10 loans | Under 10 loans | 14.3% |
| A&D Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| INDIANA UNIVERSITY CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| LAKE MICHIGAN CREDIT UNION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE AFFINITY, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First Financial Bank, National Association | 5 | Under 10 loans | Under 10 loans | 0.0% |
| DEEPHAVEN MORTGAGE LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| PHH Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| First State Bank of Forrest | 5 | Under 10 loans | Under 10 loans | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 42.9% |
| First Federal Bank | 4 | Under 10 loans | Under 10 loans | 42.9% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Farm Credit Mid-America | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Centier Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 4 | Under 10 loans | Under 10 loans | 33.3% |
| MJW FINANCIAL LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Tomo Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| CARRINGTON MORTGAGE SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| Liberty | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN MUTUAL, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PURDUE | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Financial Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 3 | Under 10 loans | Under 10 loans | 20.0% |
| PENTAGON FEDERAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 50.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 3 | Under 10 loans | Under 10 loans | 25.0% |
| The Campbell & Fetter Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMWEST FUNDING CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Dart Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Merchants Bank of Indiana | 3 | Under 10 loans | Under 10 loans | 0.0% |
| American Bank of Freedom | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CHAMPIONS FUNDING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BETTER MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Loan Funder LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| THE LOAN STORE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Paramount Residential Mortgage Group, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CHURCHILL MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| UIF CORPORATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Hometown Equity Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ROYAL UNITED MORTGAGE LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Barrington Bank & Trust Company, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Cornerstone First Mortgage, Inc | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NQM FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Servion, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CONSUMERS CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RIGHT START MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Regions Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Northwest Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 1 | Under 10 loans | Under 10 loans | 90.9% |
| LENDINGONE, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AmRes Corporation | 1 | Under 10 loans | Under 10 loans | 60.0% |
| GENWAY HOME MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 83.3% |
| Bank of America, National Association | 1 | Under 10 loans | Under 10 loans | 66.7% |
| First National Bank of America | 1 | Under 10 loans | Under 10 loans | 66.7% |
| AMERITRUST MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NEXERA HOLDING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Park Lane Finance Solutions, LLC | 1 | Under 10 loans | Under 10 loans | 33.3% |
| Mid-Continent Funding, Inc. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| LAKEVIEW LOAN SERVICING, LLC | 1 | Under 10 loans | Under 10 loans | 66.7% |
| FORUM | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Beeline Loans, Inc. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| KeyBank National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LAFAYETTE FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| ALLIANT CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| EVERETT FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN HERITAGE LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Axos Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SUPERIOR CREDIT UNION, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Financial Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Security Federal Savings Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| General Mortgage Capital Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Evergreen Bank Group | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First International Bank & Trust | 1 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN STATE UNIVERSITY Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| BPL MORTGAGE TRUST, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LAND HOME FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Centra Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Third Federal Savings and Loan Association of Cleveland | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SUPERIOR FINANCIAL SOLUTIONS, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ARBOR REALTY TRUST, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Fountain Trust Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN INTERNET MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Ally Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EUSTIS MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Savings and Loan Association of Lakewood | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Genoa Banking Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EDUCATIONAL SYSTEMS | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Jackson County Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| The Citizens National Bank of Bluffton | 1 | Under 10 loans | Under 10 loans | 0.0% |
| University Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Granite Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GREENWOOD CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| North American Savings Bank, F.S.B. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| EAST COAST CAPITAL CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| FLAT BRANCH MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NEW WAVE LENDING GROUP INC | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 64 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Get told when this changes
When the next year’s lending figures are out for Allen County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.