Refinancing lenders in Tarrant County
4,323 refinancing mortgages were made in Tarrant County, Texas, in 2025, by 464 lenders. The median rate their borrowers got was 6.125% on a median loan of $315,000. Of 6,547 decisions, 1,779 were denials — 27.2%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 746 | 5.875% | $375,000 | 17.8% |
| Rocket Mortgage, LLC | 413 | 5.990% | $285,000 | 30.9% |
| FREEDOM MORTGAGE CORPORATION | 216 | 6.125% | $375,000 | 8.7% |
| PENNYMAC LOAN SERVICES, LLC | 139 | 5.750% | $365,000 | 14.3% |
| Bank of America, National Association | 91 | 6.240% | $165,000 | 37.2% |
| Frost Bank | 91 | 5.400% | $215,000 | 38.4% |
| JPMorgan Chase Bank, National Association | 90 | 6.125% | $315,000 | 10.7% |
| CROSSCOUNTRY MORTGAGE, INC. | 82 | 6.250% | $345,000 | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 77 | 6.250% | $325,000 | 60.0% |
| PNC Bank, National Association | 71 | 7.740% | $165,000 | 41.0% |
| NEWREZ LLC | 67 | 5.875% | $375,000 | 41.3% |
| Kiavi Funding, Inc. | 63 | 7.125% | $175,000 | 9.9% |
| ROYAL UNITED MORTGAGE LLC | 62 | 7.063% | $125,000 | 18.8% |
| VILLAGE CAPITAL & INVESTMENT LLC | 60 | 5.990% | $375,000 | 15.3% |
| PLANET HOME LENDING, LLC | 57 | 5.750% | $355,000 | 11.8% |
| Mortgage Research Center, LLC | 54 | 5.875% | $320,000 | 65.4% |
| NATIONSTAR MORTGAGE LLC | 46 | 6.125% | $315,000 | 34.3% |
| AMERIHOME MORTGAGE COMPANY, LLC | 44 | 6.125% | $305,000 | 9.4% |
| GUILD MORTGAGE COMPANY | 41 | 6.125% | $365,000 | 9.8% |
| Loandepot.Com, LLC | 36 | 5.750% | $335,000 | 35.1% |
| EVERETT FINANCIAL, INC. | 36 | 6.375% | $295,000 | 10.0% |
| BOKF, National Association | 32 | 6.688% | $250,000 | 26.7% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 31 | 6.125% | $135,000 | 5.7% |
| Fairway Independent Mortgage Corporation | 30 | 6.375% | $385,000 | 14.3% |
| First United Bank and Trust Company | 29 | 6.375% | $355,000 | 13.9% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 28 | 6.125% | $450,000 | 12.5% |
| UNION HOME MORTGAGE CORP. | 27 | 5.875% | $385,000 | 6.7% |
| First Financial Bank | 26 | 6.750% | $280,000 | 10.3% |
| Broker Solutions, Inc. | 25 | 6.250% | $295,000 | 3.9% |
| FINANCE OF AMERICA REVERSE LLC | 25 | 6.625% | $125,000 | 3.6% |
| Truist Bank | 23 | 5.840% | $245,000 | 33.3% |
| PHH Mortgage Corporation | 22 | 5.995% | $265,000 | 24.1% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 22 | 6.495% | $495,000 | 14.8% |
| LONGBRIDGE FINANCIAL, LLC | 22 | 6.125% | $150,000 | 10.0% |
| THE LOAN STORE, INC. | 22 | 6.750% | $275,000 | 6.9% |
| TexasBank | 21 | 7.625% | $195,000 | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 19 | 5.875% | $395,000 | 9.7% |
| KIND LENDING, LLC | 19 | 6.625% | $335,000 | 45.7% |
| CMG MORTGAGE, INC. | 18 | 6.063% | $335,000 | 3.7% |
| Wells Fargo Bank, National Association | 18 | 5.688% | $185,000 | 21.7% |
| Comerica Bank | 17 | 5.990% | $405,000 | 50.0% |
| OCMBC, INC. | 17 | 6.999% | $225,000 | 10.3% |
| Paramount Residential Mortgage Group, Inc. | 17 | 6.625% | $235,000 | 5.6% |
| GUARANTEED RATE, INC. | 16 | 6.625% | $335,000 | 17.4% |
| EECU | 16 | 5.875% | $195,000 | 54.3% |
| American Airlines Federal Credit Union | 16 | 6.938% | $195,000 | 28.0% |
| AMERICAN HERITAGE LENDING, LLC | 16 | 14.250% | $235,000 | 0.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 16 | 6.250% | $315,000 | 19.1% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 16 | 7.200% | $270,000 | 0.0% |
| Navy Federal Credit Union | 15 | 5.750% | $315,000 | 65.1% |
| FORT WORTH CITY CREDIT UNION | 15 | 6.140% | $155,000 | 51.6% |
| Prosperity Bank | 15 | 6.875% | $255,000 | 44.4% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 15 | 5.990% | $335,000 | 0.0% |
| Gateway First Bank | 15 | 6.125% | $235,000 | 11.8% |
| LOWER, LLC | 15 | 6.500% | $385,000 | 11.1% |
| AMERICAN PORTFOLIO MORTGAGE CORPORATION | 15 | 6.500% | $375,000 | 6.3% |
| BETTER MORTGAGE CORPORATION | 14 | 6.125% | $565,000 | 41.7% |
| SFMC, LP | 14 | 6.250% | $340,000 | 19.1% |
| Regions Bank | 14 | 5.348% | $335,000 | 30.4% |
| PENTAGON FEDERAL CREDIT UNION | 13 | 7.750% | $215,000 | 51.8% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 13 | 5.650% | $395,000 | 23.8% |
| AML FUNDING LLC | 13 | 6.750% | $205,000 | 31.6% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 13 | 5.990% | $335,000 | 31.6% |
| ARC HOME LLC | 13 | 6.750% | $265,000 | 7.1% |
| VISTA POINT MORTGAGE, LLC | 13 | 7.125% | $225,000 | 13.3% |
| Emporium TPO LLC | 13 | 6.625% | $205,000 | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 12 | 6.624% | $330,000 | 7.7% |
| Lendage, LLC | 12 | 11.313% | $115,000 | 7.1% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 12 | 6.000% | $145,000 | 0.0% |
| Discover Bank | 11 | 7.600% | $155,000 | 79.3% |
| CARRINGTON MORTGAGE SERVICES, LLC | 11 | 6.250% | $335,000 | 57.5% |
| LoanUnited.com, LLC | 11 | 5.750% | $385,000 | 26.7% |
| SOUTH RIVER MORTGAGE, LLC | 11 | 8.990% | $115,000 | 0.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 11 | 5.875% | $285,000 | 0.0% |
| Loan Funder LLC | 11 | 6.860% | $195,000 | 21.4% |
| NETWORK FUNDING, L.P. | 11 | 6.375% | $325,000 | 18.8% |
| Pinnacle Bank | 11 | Not published | $275,000 | 0.0% |
| City Bank | 11 | 6.125% | $435,000 | 8.3% |
| LADERA LENDING, INC. | 10 | 7.058% | $175,000 | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 10 | 6.058% | $435,000 | 33.3% |
| NBKC BANK | 10 | 5.750% | $420,000 | 21.4% |
| MORTGAGE FINANCIAL SERVICES, LLC | 10 | 6.745% | $295,000 | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 10 | 7.688% | $185,000 | 9.1% |
| CLEARPATH LENDING | 10 | 5.688% | $335,000 | 16.7% |
| Susser Bank | 10 | 7.188% | $390,000 | 0.0% |
| INTELLILOAN, INC. | 9 | Under 10 loans | Under 10 loans | 16.7% |
| NexBank | 9 | Under 10 loans | Under 10 loans | 18.2% |
| U.S. Bank National Association | 9 | Under 10 loans | Under 10 loans | 10.0% |
| BPL MORTGAGE TRUST, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| GARDNER FINANCIAL SERVICES, LTD. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHWEST FUNDING, LP | 8 | Under 10 loans | Under 10 loans | 9.1% |
| Cadence Bank | 8 | Under 10 loans | Under 10 loans | 40.0% |
| The American National Bank of Texas | 8 | Under 10 loans | Under 10 loans | 11.1% |
| CHAMPIONS FUNDING, LLC | 7 | Under 10 loans | Under 10 loans | 58.8% |
| PLAZA HOME MORTGAGE, INC. | 7 | Under 10 loans | Under 10 loans | 58.8% |
| Hometown Equity Mortgage, LLC | 7 | Under 10 loans | Under 10 loans | 61.1% |
| DEEPHAVEN MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 46.2% |
| Zions Bancorporation, N.A. | 7 | Under 10 loans | Under 10 loans | 41.2% |
| CHURCHILL MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 0.0% |
| MOVEMENT MORTGAGE, LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST CONTINENTAL MORTGAGE, LTD. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| CAPITAL CONCEPTS, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| First Bank | 7 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 6 | Under 10 loans | Under 10 loans | 77.8% |
| SOFI BANK, NATIONAL ASSOCIATION | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Equity Prime Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Centennial Bank | 6 | Under 10 loans | Under 10 loans | 33.3% |
| The Federal Savings Bank | 6 | Under 10 loans | Under 10 loans | 25.0% |
| A&D Mortgage LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SmartFi Home Loans, LLC | 6 | Under 10 loans | Under 10 loans | 22.2% |
| Great Plains National Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| WALKER & DUNLOP, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| PILGRIM MORTGAGE LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Texas Regional Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| SPRING EQ, LLC | 5 | Under 10 loans | Under 10 loans | 72.2% |
| GoodLeap, LLC | 5 | Under 10 loans | Under 10 loans | 46.2% |
| FOUNDATION MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 35.3% |
| Simmons Bank | 5 | Under 10 loans | Under 10 loans | 54.6% |
| USAA Federal Savings Bank | 5 | Under 10 loans | Under 10 loans | 50.0% |
| NFM, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| UIF CORPORATION | 5 | Under 10 loans | Under 10 loans | 28.6% |
| Waterstone Mortgage Corporation | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Watermark Capital, Inc. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| 254900K39SBWA2QOUF69 | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CORNERSTONE CAPITAL BANK, SSB | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 5 | Under 10 loans | Under 10 loans | 0.0% |
| 98450058D88OE4463626 | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL NETWORK, INC. | 4 | Under 10 loans | Under 10 loans | 28.6% |
| NETWORK CAPITAL FUNDING CORPORATION | 4 | Under 10 loans | Under 10 loans | 33.3% |
| RANDOLPH-BROOKS FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 16.7% |
| AMERICAN FINANCIAL RESOURCES, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Commerce Home Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHTECHLENDING INC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Valon Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 33.3% |
| 984500FAD1FB7FEGTE82 | 4 | Under 10 loans | Under 10 loans | 33.3% |
| WORTHINGTON NATIONAL BANK | 4 | Under 10 loans | Under 10 loans | 0.0% |
| US MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TEXAS TRUST | 4 | Under 10 loans | Under 10 loans | 20.0% |
| 984500RF83EA742B5589 | 4 | Under 10 loans | Under 10 loans | 20.0% |
| General Mortgage Capital Corporation | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| 5493008S3V47SHFD8R45 | 4 | Under 10 loans | Under 10 loans | 0.0% |
| United Texas Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| American National Bank & Trust | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Vantage Bank Texas | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Texas Bank and Trust Company | 4 | Under 10 loans | Under 10 loans | 0.0% |
| GSB MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| First Horizon Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 3 | Under 10 loans | Under 10 loans | 66.7% |
| Prosperity Home Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITYNATIONAL MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 57.1% |
| Sierra Pacific Mortgage Company, Inc. | 3 | Under 10 loans | Under 10 loans | 40.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Filo Mortgage, L.L.C. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 3 | Under 10 loans | Under 10 loans | 20.0% |
| JMAC LENDING, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Plains Commerce Bank | 3 | Under 10 loans | Under 10 loans | 40.0% |
| The Dart Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ARBOR REALTY TRUST, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Community National Bank & Trust of Texas | 3 | Under 10 loans | Under 10 loans | 25.0% |
| LUMENT REAL ESTATE CAPITAL, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| RESIDENTIAL WHOLESALE MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MASON MCDUFFIE MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| GO MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Constant Investments, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MOBILITY CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| FORT WORTH COMMUNITY CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| EUSTIS MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| First Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Central National Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE EQUITIES CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| UNION SQUARE CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 2 | Under 10 loans | Under 10 loans | 88.5% |
| AmeriSave Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 88.2% |
| NEXERA HOLDING LLC | 2 | Under 10 loans | Under 10 loans | 25.0% |
| Citadel Servicing Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Beeline Loans, Inc. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PANORAMA MORTGAGE GROUP, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| FIRST COMMUNITY MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 16.7% |
| NQM FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 40.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COLONY MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 2 | Under 10 loans | Under 10 loans | 66.7% |
| WILLOW BEND MORTGAGE COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Strong Home Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| OCEANSIDE MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Arvest Bank | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Sunflower Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FlexPoint, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RESICENTRAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 2 | Under 10 loans | Under 10 loans | 50.0% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bison State Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citibank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| 254900CTT87ZKAUTIJ37 | 2 | Under 10 loans | Under 10 loans | 33.3% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 264 lenders each made 2 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.