Home purchase lenders in Mobile County
4,254 home purchase mortgages were made in Mobile County, Alabama, in 2025, by 330 lenders. The median rate their borrowers got was 6.500% on a median loan of $215,000. Of 5,447 decisions, 937 were denials — 17.2%, most often for credit history.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| DHI MORTGAGE COMPANY, LTD. | 303 | 4.990% | $295,000 | 18.2% |
| Trustmark National Bank | 283 | 6.375% | $235,000 | 11.7% |
| EMBRACE HOME LOANS, INC. | 217 | 6.625% | $175,000 | 6.6% |
| Rocket Mortgage, LLC | 202 | 6.500% | $215,000 | 15.0% |
| GMFS LLC | 148 | 6.500% | $225,000 | 0.7% |
| Mortgage Research Center, LLC | 144 | 6.500% | $245,000 | 13.7% |
| UNION HOME MORTGAGE CORP. | 124 | 6.375% | $205,000 | 3.8% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 120 | 6.611% | $200,000 | 11.0% |
| Regions Bank | 102 | 6.250% | $215,000 | 14.3% |
| First Federal Bank, A FSB | 96 | 6.250% | $225,000 | 5.0% |
| HANCOCK WHITNEY BANK | 87 | 6.000% | $185,000 | 14.6% |
| Renasant Bank | 86 | 6.625% | $215,000 | 7.5% |
| 2549005Z23HAAZ6QDM98 | 85 | 6.990% | $195,000 | 1.1% |
| STOCKTON MORTGAGE CORPORATION | 83 | 6.625% | $215,000 | 5.7% |
| River Bank & Trust | 78 | 7.950% | $295,000 | 3.7% |
| KIND LENDING, LLC | 72 | 6.250% | $240,000 | 28.4% |
| Broker Solutions, Inc. | 65 | 6.750% | $185,000 | 8.2% |
| Cadence Bank | 63 | 6.625% | $245,000 | 6.9% |
| Community Bank of Mississippi | 60 | 7.000% | $275,000 | 4.6% |
| TOWNE MORTGAGE COMPANY | 58 | 5.990% | $225,000 | 1.6% |
| SWBC MORTGAGE CORPORATION | 54 | 6.625% | $215,000 | 1.8% |
| GENEVA FINANCIAL, LLC | 49 | 6.625% | $185,000 | 7.6% |
| FirstBank | 47 | 6.500% | $135,000 | 36.0% |
| GUILD MORTGAGE COMPANY | 47 | 6.375% | $175,000 | 0.0% |
| 21st Mortgage Corporation | 45 | 9.730% | $105,000 | 67.7% |
| BankPlus | 45 | 6.500% | $245,000 | 7.6% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 43 | 6.125% | $195,000 | 13.7% |
| Navy Federal Credit Union | 40 | 6.125% | $265,000 | 16.0% |
| DIRECT MORTGAGE LOANS, LLC | 37 | 6.250% | $185,000 | 0.0% |
| Fairway Independent Mortgage Corporation | 35 | 6.750% | $165,000 | 9.8% |
| HOPE FEDERAL CREDIT UNION | 34 | 6.750% | $180,000 | 20.9% |
| TRIAD FINANCIAL SERVICES, INC. | 30 | 8.390% | $125,000 | 46.7% |
| NEWREZ LLC | 30 | 6.250% | $225,000 | 8.8% |
| First Horizon Bank | 28 | 6.563% | $430,000 | 3.5% |
| Paramount Residential Mortgage Group, Inc. | 27 | 6.250% | $235,000 | 3.6% |
| KEESLER | 26 | 5.625% | $220,000 | 7.1% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 26 | 7.250% | $215,000 | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 25 | 6.125% | $215,000 | 14.7% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 25 | 6.500% | $205,000 | 3.3% |
| JPMorgan Chase Bank, National Association | 24 | 6.250% | $200,000 | 11.1% |
| CROSSCOUNTRY MORTGAGE, INC. | 23 | 6.750% | $225,000 | 4.2% |
| THE LOAN STORE, INC. | 23 | 6.625% | $185,000 | 11.1% |
| Kiavi Funding, Inc. | 23 | 9.950% | $135,000 | 4.2% |
| AMERICAN FINANCIAL NETWORK, INC. | 22 | 7.563% | $170,000 | 33.3% |
| AMERICAN FINANCIAL RESOURCES, INC. | 22 | 6.433% | $225,000 | 0.0% |
| Prosperity Home Mortgage, LLC | 22 | 6.250% | $205,000 | 8.3% |
| MOVEMENT MORTGAGE, LLC | 22 | 6.625% | $200,000 | 7.4% |
| ALL IN FEDERAL CREDIT UNION | 21 | 6.500% | $215,000 | 12.5% |
| PNC Bank, National Association | 20 | 6.438% | $145,000 | 23.1% |
| SECURITYNATIONAL MORTGAGE COMPANY | 20 | 6.938% | $180,000 | 8.3% |
| BoxCar Mortgage, LLC | 18 | 6.375% | $235,000 | 0.0% |
| Wells Fargo Bank, National Association | 17 | 6.375% | $175,000 | 37.0% |
| PENNYMAC LOAN SERVICES, LLC | 17 | 6.040% | $245,000 | 29.2% |
| ServisFirst Bank | 17 | 6.490% | $255,000 | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 16 | 6.625% | $230,000 | 5.9% |
| New Horizons Credit Union | 16 | 5.990% | $300,000 | 11.1% |
| VANDERBILT MORTGAGE AND FINANCE, INC. | 15 | 9.750% | $125,000 | 85.5% |
| Click n' Close, Inc. | 14 | 6.875% | $255,000 | 25.0% |
| NAVIGATOR CU | 14 | 6.250% | $245,000 | 0.0% |
| Flagstar Bank, N.A. | 14 | 6.063% | $240,000 | 17.7% |
| EVERETT FINANCIAL, INC. | 13 | 6.375% | $225,000 | 15.8% |
| NFM, INC. | 13 | 6.750% | $255,000 | 0.0% |
| Bank of America, National Association | 13 | 6.250% | $205,000 | 12.5% |
| Magnolia Bank, Incorporated | 13 | 6.490% | $215,000 | 0.0% |
| Loandepot.Com, LLC | 12 | 6.870% | $130,000 | 47.8% |
| Century Bank | 11 | Not published | $155,000 | 16.7% |
| Mortgage Right | 11 | 6.500% | $185,000 | 8.3% |
| Chickasaw Community Bank | 11 | 6.500% | $165,000 | 0.0% |
| CMG MORTGAGE, INC. | 10 | 6.500% | $235,000 | 11.1% |
| CANOPY MORTGAGE, LLC | 10 | 5.995% | $195,000 | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 10 | 9.750% | $95,000 | 0.0% |
| Plains Commerce Bank | 10 | 6.688% | $215,000 | 0.0% |
| FREEDOM MORTGAGE CORPORATION | 10 | 6.250% | $260,000 | 23.1% |
| Tyndall Federal Credit Union | 10 | 5.938% | $190,000 | 9.1% |
| FBC MORTGAGE, LLC | 10 | 4.990% | $295,000 | 0.0% |
| FIDELITY BANK | 10 | 6.313% | $180,000 | 9.1% |
| SOUTHWEST STAGE FUNDING, LLC | 9 | Under 10 loans | Under 10 loans | 31.3% |
| 254900CTT87ZKAUTIJ37 | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Bryant Bank | 9 | Under 10 loans | Under 10 loans | 18.2% |
| PHH Mortgage Corporation | 9 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 8 | Under 10 loans | Under 10 loans | 60.0% |
| PLAZA HOME MORTGAGE, INC. | 8 | Under 10 loans | Under 10 loans | 61.9% |
| Equity Prime Mortgage LLC | 8 | Under 10 loans | Under 10 loans | 10.0% |
| NATIONSTAR MORTGAGE LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN MUTUAL, INC. | 8 | Under 10 loans | Under 10 loans | 0.0% |
| United Community Bank | 8 | Under 10 loans | Under 10 loans | 11.1% |
| First Suncoast Trust BancShares, Inc. | 8 | Under 10 loans | Under 10 loans | 11.1% |
| Hamilton Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 11.1% |
| United Bank | 8 | Under 10 loans | Under 10 loans | 0.0% |
| A&D Mortgage LLC | 7 | Under 10 loans | Under 10 loans | 46.2% |
| Loan Funder LLC | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Truist Bank | 6 | Under 10 loans | Under 10 loans | 12.5% |
| Commerce Home Mortgage, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| DOMINION FINANCIAL SERVICES, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| LIMA ONE CAPITAL, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Consumer First Mortgage, Inc. | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Stifel Bank and Trust | 6 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Bank | 6 | Under 10 loans | Under 10 loans | 0.0% |
| GUARANTEED RATE, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| CONSUMER REAL ESTATE FINANCE CO. | 5 | Under 10 loans | Under 10 loans | 44.4% |
| ZILLOW HOME LOANS, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Cornerstone First Mortgage, Inc | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Assurance Financial Group, L.L.C. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| SOFI BANK, NATIONAL ASSOCIATION | 5 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 5 | Under 10 loans | Under 10 loans | 14.3% |
| Synovus Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| City National Bank of Florida | 5 | Under 10 loans | Under 10 loans | 16.7% |
| NBKC BANK | 5 | Under 10 loans | Under 10 loans | 16.7% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 5 | Under 10 loans | Under 10 loans | 16.7% |
| PLANET HOME LENDING, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| AMERICA'S FIRST | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SmartBank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Hometown Equity Mortgage, LLC | 4 | Under 10 loans | Under 10 loans | 50.0% |
| CHEVRON Federal Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AVADIAN | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Merchants & Marine Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| SUCCESS MORTGAGE PARTNERS, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| APCO EMPLOYEES | 4 | Under 10 loans | Under 10 loans | 20.0% |
| FLAT BRANCH MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| COMPASS MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ALABAMA CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ALABAMA ONE | 3 | Under 10 loans | Under 10 loans | 62.5% |
| BETTER MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 50.0% |
| BPL MORTGAGE TRUST, LLC | 3 | Under 10 loans | Under 10 loans | 14.3% |
| Colorado Federal Savings Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ARC HOME LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMWEST FUNDING CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONS DIRECT MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| U.S. Bank National Association | 3 | Under 10 loans | Under 10 loans | 33.3% |
| CARRINGTON MORTGAGE SERVICES, LLC | 3 | Under 10 loans | Under 10 loans | 40.0% |
| SouthState Bank, National Association | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Singing River Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Pen Air Credit Union | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LOWER, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MORTGAGE ACCESS CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CASTLE & COOKE MORTGAGE, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| The Citizens Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| CREDIT HUMAN FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 77.8% |
| Luminate Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Simple, Inc. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Synergy One Lending, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCING CORPORATION | 2 | Under 10 loans | Under 10 loans | 25.0% |
| Centennial Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MLB RESIDENTIAL LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PENTAGON FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| OCMBC, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| GUARANTEED RATE AFFINITY, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Capital Bank, National Association | 2 | Under 10 loans | Under 10 loans | 33.3% |
| DELMAR FINANCIAL COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| THE MORTGAGE FIRM, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GUIDANCE RESIDENTIAL, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Texana Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| HOMETRUST MORTGAGE COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| THE PEOPLES BANK, BILOXI, MISSISSIPPI | 2 | Under 10 loans | Under 10 loans | 0.0% |
| RBC Bank, (Georgia) National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Gulf Coast Bank and Trust Company | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bank Independent | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BankFirst Financial Services | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Integrity Home Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Servion, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| PANORAMA MORTGAGE GROUP, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Waterstone Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Charles Schwab Bank, SSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LUMENT REAL ESTATE CAPITAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| STAUNTON FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Legends Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SOUTHEAST MORTGAGE OF GEORGIA, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SECURITY BANK AND TRUST COMPANY | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ameris Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HOMEXPRESS MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 85.7% |
| JMAC LENDING, INC. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| Tomo Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Federal Savings and Loan Association | 1 | Under 10 loans | Under 10 loans | 33.3% |
| DIRECT LENDERS, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| NEW DAY FINANCIAL, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ALLIANT CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 1 | Under 10 loans | Under 10 loans | 50.0% |
| AmeriSave Mortgage Corporation | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Citibank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ABL RPC Residential Credit Acquisition LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Primis Mortgage Company | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Armed Forces Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| UIF CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| REDSTONE Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RUOFF MORTGAGE COMPANY, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 130 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.