Refinancing lenders in Broward County
3,183 refinancing mortgages were made in Broward County, Florida, in 2025, by 412 lenders. The median rate their borrowers got was 6.375% on a median loan of $375,000. Of 5,867 decisions, 2,250 were denials — 38.4%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 505 | 5.875% | $445,000 | 26.6% |
| Rocket Mortgage, LLC | 232 | 5.990% | $435,000 | 32.7% |
| Bank of America, National Association | 144 | 5.990% | $205,000 | 50.5% |
| Third Federal Savings and Loan Association of Cleveland | 118 | 6.990% | $205,000 | 48.0% |
| Truist Bank | 106 | 6.520% | $155,000 | 49.3% |
| FREEDOM MORTGAGE CORPORATION | 95 | 6.250% | $455,000 | 14.3% |
| TD Bank, National Association | 86 | 7.590% | $255,000 | 42.7% |
| PENNYMAC LOAN SERVICES, LLC | 73 | 6.124% | $505,000 | 30.5% |
| CROSSCOUNTRY MORTGAGE, INC. | 67 | 6.188% | $515,000 | 9.3% |
| Citizens Bank, National Association | 67 | 7.900% | $235,000 | 44.5% |
| JPMorgan Chase Bank, National Association | 64 | 6.058% | $410,000 | 21.6% |
| PNC Bank, National Association | 60 | 7.750% | $175,000 | 48.4% |
| A&D Mortgage LLC | 57 | 6.875% | $315,000 | 14.7% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 39 | 6.375% | $225,000 | 13.3% |
| NEWREZ LLC | 37 | 6.000% | $405,000 | 67.8% |
| SPACE COAST CREDIT UNION | 37 | 5.750% | $135,000 | 44.6% |
| VILLAGE CAPITAL & INVESTMENT LLC | 36 | 5.933% | $450,000 | 22.8% |
| Regions Bank | 34 | 4.990% | $160,000 | 50.6% |
| FINANCE OF AMERICA REVERSE LLC | 33 | 6.125% | $255,000 | 24.4% |
| PENTAGON FEDERAL CREDIT UNION | 28 | 7.750% | $230,000 | 50.0% |
| FM Home Loans, LLC | 28 | 6.990% | $425,000 | 2.9% |
| Fifth Third Bank, National Association | 27 | 7.900% | $195,000 | 57.4% |
| CMG MORTGAGE, INC. | 27 | 7.750% | $325,000 | 23.7% |
| Reliable Holdings Manager dba Lendz Financial | 27 | 7.375% | $395,000 | 3.6% |
| LONGBRIDGE FINANCIAL, LLC | 27 | 6.250% | $245,000 | 18.4% |
| SmartFi Home Loans, LLC | 25 | 8.990% | $155,000 | 29.7% |
| LAKEVIEW LOAN SERVICING, LLC | 22 | 6.250% | $495,000 | 73.0% |
| PLANET HOME LENDING, LLC | 22 | 6.250% | $440,000 | 10.7% |
| NATIONSTAR MORTGAGE LLC | 21 | 6.250% | $415,000 | 40.5% |
| CHAMPIONS FUNDING, LLC | 19 | 7.750% | $485,000 | 37.5% |
| Kiavi Funding, Inc. | 18 | 7.250% | $330,000 | 40.0% |
| Paramount Residential Mortgage Group, Inc. | 17 | 6.500% | $405,000 | 10.5% |
| AMERIHOME MORTGAGE COMPANY, LLC | 16 | 6.500% | $460,000 | 30.8% |
| NQM FUNDING, LLC | 16 | 7.187% | $445,000 | 17.9% |
| THE LOAN STORE, INC. | 16 | 6.750% | $485,000 | 17.9% |
| Lendage, LLC | 16 | 10.250% | $135,000 | 5.6% |
| PHH Mortgage Corporation | 15 | 5.990% | $305,000 | 46.4% |
| SOUTH RIVER MORTGAGE, LLC | 14 | 8.990% | $165,000 | 12.5% |
| Loandepot.Com, LLC | 14 | 5.990% | $535,000 | 37.5% |
| Navy Federal Credit Union | 13 | 5.625% | $485,000 | 53.6% |
| GUARANTEED RATE, INC. | 13 | 5.990% | $475,000 | 18.8% |
| OCMBC, INC. | 13 | 7.125% | $435,000 | 33.3% |
| VISTA POINT MORTGAGE, LLC | 13 | 7.625% | $395,000 | 37.0% |
| U.S. Bank National Association | 13 | 6.375% | $645,000 | 6.3% |
| EVERETT FINANCIAL, INC. | 13 | 6.375% | $385,000 | 0.0% |
| Fairway Independent Mortgage Corporation | 12 | 6.125% | $510,000 | 33.3% |
| ALLIANT CREDIT UNION | 12 | 8.250% | $235,000 | 35.0% |
| NFM, INC. | 12 | 6.375% | $490,000 | 0.0% |
| Discover Bank | 11 | 7.850% | $115,000 | 84.3% |
| Broker Solutions, Inc. | 11 | 6.500% | $425,000 | 31.3% |
| SPRING EQ, LLC | 11 | 8.374% | $135,000 | 64.9% |
| Hometown Equity Mortgage, LLC | 11 | 7.500% | $535,000 | 64.5% |
| DEEPHAVEN MORTGAGE LLC | 11 | 7.250% | $385,000 | 45.0% |
| Mortgage Research Center, LLC | 10 | 5.813% | $545,000 | 77.6% |
| INTELLILOAN, INC. | 10 | 6.250% | $420,000 | 20.0% |
| Wells Fargo Bank, National Association | 10 | 5.563% | $395,000 | 50.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 10 | 6.749% | $375,000 | 21.4% |
| LoanUnited.com, LLC | 9 | Under 10 loans | Under 10 loans | 40.0% |
| HOMEXPRESS MORTGAGE CORP. | 9 | Under 10 loans | Under 10 loans | 64.5% |
| Northpointe Bank | 9 | Under 10 loans | Under 10 loans | 25.0% |
| Bethpage Federal Credit Union | 9 | Under 10 loans | Under 10 loans | 47.1% |
| Commerce Home Mortgage, Inc. | 9 | Under 10 loans | Under 10 loans | 25.0% |
| 254900CTT87ZKAUTIJ37 | 9 | Under 10 loans | Under 10 loans | 18.2% |
| First American Bank | 9 | Under 10 loans | Under 10 loans | 43.8% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 9 | Under 10 loans | Under 10 loans | 10.0% |
| Citadel Servicing Corporation | 8 | Under 10 loans | Under 10 loans | 8.7% |
| FOUNDATION MORTGAGE CORPORATION | 8 | Under 10 loans | Under 10 loans | 16.7% |
| AMERICAN FINANCIAL NETWORK, INC. | 8 | Under 10 loans | Under 10 loans | 38.5% |
| First Horizon Bank | 8 | Under 10 loans | Under 10 loans | 50.0% |
| ROYAL UNITED MORTGAGE LLC | 8 | Under 10 loans | Under 10 loans | 42.9% |
| BRADESCO BANK | 8 | Under 10 loans | Under 10 loans | 0.0% |
| BrightStar Credit Union | 7 | Under 10 loans | Under 10 loans | 36.4% |
| Cornerstone First Mortgage, Inc | 7 | Under 10 loans | Under 10 loans | 22.2% |
| BETTER MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 22.2% |
| KIND LENDING, LLC | 7 | Under 10 loans | Under 10 loans | 58.8% |
| Seacoast National Bank | 7 | Under 10 loans | Under 10 loans | 65.0% |
| AMERICAN HERITAGE LENDING, LLC | 7 | Under 10 loans | Under 10 loans | 11.8% |
| CLEAREDGE LENDING LLC | 7 | Under 10 loans | Under 10 loans | 56.3% |
| NATIONWIDE MORTGAGE BANKERS, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| NBKC BANK | 7 | Under 10 loans | Under 10 loans | 30.0% |
| Flagstar Bank, N.A. | 7 | Under 10 loans | Under 10 loans | 41.7% |
| Citibank, National Association | 7 | Under 10 loans | Under 10 loans | 12.5% |
| BUILDERS CHOICE MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 0.0% |
| THE MORTGAGE FIRM, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| U.S. CENTURY BANK | 7 | Under 10 loans | Under 10 loans | 0.0% |
| PROVIDENT FUNDING ASSOCIATES, L.P. | 6 | Under 10 loans | Under 10 loans | 33.3% |
| FIRST COLONY MORTGAGE CORPORATION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| United Community Bank | 6 | Under 10 loans | Under 10 loans | 50.0% |
| American Airlines Federal Credit Union | 6 | Under 10 loans | Under 10 loans | 20.0% |
| TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION | 6 | Under 10 loans | Under 10 loans | 33.3% |
| We Florida Financial | 6 | Under 10 loans | Under 10 loans | 0.0% |
| Equity Prime Mortgage LLC | 5 | Under 10 loans | Under 10 loans | 37.5% |
| ITHINK FINANCIAL Credit Union | 5 | Under 10 loans | Under 10 loans | 58.3% |
| Synovus Bank | 5 | Under 10 loans | Under 10 loans | 45.5% |
| LOWER, LLC | 5 | Under 10 loans | Under 10 loans | 37.5% |
| JMAC LENDING, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| T2 FINANCIAL LLC | 5 | Under 10 loans | Under 10 loans | 40.0% |
| GUARANTEED RATE AFFINITY, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| EMM LOANS LLC | 5 | Under 10 loans | Under 10 loans | 37.5% |
| Plains Commerce Bank | 5 | Under 10 loans | Under 10 loans | 0.0% |
| SUN WEST MORTGAGE COMPANY, INC. | 5 | Under 10 loans | Under 10 loans | 16.7% |
| SouthState Bank, National Association | 5 | Under 10 loans | Under 10 loans | 16.7% |
| Valley National Bank | 5 | Under 10 loans | Under 10 loans | 28.6% |
| RESICENTRAL, LLC | 5 | Under 10 loans | Under 10 loans | 16.7% |
| CARRINGTON MORTGAGE SERVICES, LLC | 4 | Under 10 loans | Under 10 loans | 74.2% |
| NEXERA HOLDING LLC | 4 | Under 10 loans | Under 10 loans | 50.0% |
| NEW DAY FINANCIAL, LLC | 4 | Under 10 loans | Under 10 loans | 42.9% |
| MOVEMENT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 12.5% |
| MIDFLORIDA | 4 | Under 10 loans | Under 10 loans | 60.0% |
| The Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 33.3% |
| HIGHTECHLENDING INC | 4 | Under 10 loans | Under 10 loans | 14.3% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| TOWNE MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Natbank, National Association | 4 | Under 10 loans | Under 10 loans | 55.6% |
| Emporium TPO LLC | 4 | Under 10 loans | Under 10 loans | 10.0% |
| GUILD MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| USAA Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 42.9% |
| FIRST ALLIANCE HOME MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| QUORUM FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 33.3% |
| Popular Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| First-Citizens Bank & Trust Company | 4 | Under 10 loans | Under 10 loans | 16.7% |
| LOANFLIGHT LENDING, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| University Bank | 4 | Under 10 loans | Under 10 loans | 20.0% |
| AMWEST FUNDING CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 4 | Under 10 loans | Under 10 loans | 0.0% |
| 254900J2RKTTDJSUWD76 | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NETWORK CAPITAL FUNDING CORPORATION | 3 | Under 10 loans | Under 10 loans | 57.1% |
| MISSION LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 3 | Under 10 loans | Under 10 loans | 50.0% |
| FlexPoint, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 3 | Under 10 loans | Under 10 loans | 20.0% |
| Home Mortgage Alliance Corporation (HMAC) | 3 | Under 10 loans | Under 10 loans | 50.0% |
| UNION HOME MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 50.0% |
| TROPICAL FINANCIAL CREDIT UNION | 3 | Under 10 loans | Under 10 loans | 50.0% |
| Desjardins Bank, National Association | 3 | Under 10 loans | Under 10 loans | 37.5% |
| Logan Finance Corporation | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ENNKAR, INC. | 3 | Under 10 loans | Under 10 loans | 42.9% |
| CAKE MORTGAGE CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ABSOLUTE HOME MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CLEARPATH LENDING | 3 | Under 10 loans | Under 10 loans | 25.0% |
| OAKTREE FUNDING CORP. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| GTE Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AAA CAPITAL INVESTMENT, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Click n' Close, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Ocean Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| AMERICAN FEDERAL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Suncoast Credit Union | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Renasant Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Greenbox Loans, Inc. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Raymond James Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriSave Mortgage Corporation | 2 | Under 10 loans | Under 10 loans | 90.5% |
| PLAZA HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 72.7% |
| GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 2 | Under 10 loans | Under 10 loans | 25.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 2 | Under 10 loans | Under 10 loans | 25.0% |
| 1ST FINANCIAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| POINT MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| UNITED MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 20.0% |
| BPL MORTGAGE TRUST, LLC | 2 | Under 10 loans | Under 10 loans | 20.0% |
| STG MORTGAGE INC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| PFN Lending Group, Inc. | 2 | Under 10 loans | Under 10 loans | 50.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MICHIGAN MUTUAL, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| GENWAY HOME MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST COMMUNITY MORTGAGE, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| LENDSURE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CONVENTUS LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of America | 2 | Under 10 loans | Under 10 loans | 33.3% |
| FIRST EQUITY MORTGAGE BANKERS, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Loan Simple, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Morgan Stanley Private Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ResMac, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| DIGITAL | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FIRST TECHNOLOGY FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| GUIDANCE RESIDENTIAL, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| READY MORTGAGE LENDERS, LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| CAPITAL CENTER, L.L.C. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDING CAPITAL GROUP Inc | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AHL FUNDING | 2 | Under 10 loans | Under 10 loans | 0.0% |
| USALLIANCE FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| APCI Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AmeriServ Financial Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CORNERSTONE CAPITAL BANK, SSB | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN BANCSHARES MORTGAGE, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Bank OZK | 2 | Under 10 loans | Under 10 loans | 0.0% |
| MILEND, INC. | 1 | Under 10 loans | Under 10 loans | 70.0% |
| SOFI BANK, NATIONAL ASSOCIATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| LENDINGONE, LLC | 1 | Under 10 loans | Under 10 loans | 75.0% |
| AMERICAN FINANCING CORPORATION | 1 | Under 10 loans | Under 10 loans | 90.9% |
| City National Bank of Florida | 1 | Under 10 loans | Under 10 loans | 66.7% |
| 254900M2C4Q6DATP2889 | 1 | Under 10 loans | Under 10 loans | 66.7% |
| VAN DYK MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Filo Mortgage, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Manufacturers and Traders Trust Company | 1 | Under 10 loans | Under 10 loans | 66.7% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 1 | Under 10 loans | Under 10 loans | 75.0% |
| SUMMIT FUNDING, INC. | 1 | Under 10 loans | Under 10 loans | 66.7% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 212 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
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Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.