Cash-out refinancing lenders in Prince George's County
3,301 cash-out refinancing mortgages were made in Prince George's County, Maryland, in 2025, by 272 lenders. The median rate their borrowers got was 6.950% on a median loan of $245,000. Of 5,745 decisions, 2,179 were denials — 37.9%, most often for debt-to-income ratio.
| Lender | Mortgages made | Median rate | Median loan | Denied |
|---|---|---|---|---|
| Rocket Mortgage, LLC | 835 | 8.650% | $105,000 | 23.2% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 300 | 6.250% | $335,000 | 36.8% |
| Navy Federal Credit Union | 160 | 8.400% | $145,000 | 35.4% |
| NEWREZ LLC | 143 | 8.250% | $105,000 | 63.5% |
| FREEDOM MORTGAGE CORPORATION | 120 | 6.250% | $355,000 | 27.4% |
| AmeriSave Mortgage Corporation | 109 | 8.500% | $105,000 | 64.3% |
| Loandepot.Com, LLC | 97 | 6.250% | $315,000 | 32.3% |
| PENNYMAC LOAN SERVICES, LLC | 85 | 6.125% | $295,000 | 31.8% |
| CARRINGTON MORTGAGE SERVICES, LLC | 71 | 6.749% | $215,000 | 71.2% |
| NATIONSTAR MORTGAGE LLC | 57 | 6.625% | $275,000 | 13.4% |
| ANDREWS FEDERAL CREDIT UNION | 46 | 6.990% | $90,000 | 13.0% |
| Wells Fargo Bank, National Association | 43 | 6.500% | $245,000 | 37.7% |
| JPMorgan Chase Bank, National Association | 43 | 6.250% | $225,000 | 2.1% |
| 254900M2C4Q6DATP2889 | 38 | 5.933% | $330,000 | 24.0% |
| GoodLeap, LLC | 35 | 6.750% | $165,000 | 30.4% |
| MUTUAL OF OMAHA MORTGAGE, INC. | 34 | 6.250% | $370,000 | 38.7% |
| STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED | 31 | 7.500% | $155,000 | 44.8% |
| Equity Prime Mortgage LLC | 29 | 6.500% | $375,000 | 38.3% |
| CROSSCOUNTRY MORTGAGE, INC. | 29 | 6.250% | $355,000 | 9.4% |
| The Federal Savings Bank | 28 | 6.375% | $420,000 | 20.5% |
| OCMBC, INC. | 27 | 7.999% | $275,000 | 31.9% |
| SPRING EQ, LLC | 27 | 9.950% | $105,000 | 45.6% |
| HOMEXPRESS MORTGAGE CORP. | 22 | 7.438% | $285,000 | 43.6% |
| Broker Solutions, Inc. | 21 | 6.875% | $255,000 | 61.1% |
| Bank-Fund Staff Federal Credit Union | 21 | 7.000% | $95,000 | 17.9% |
| SUN WEST MORTGAGE COMPANY, INC. | 20 | 5.999% | $335,000 | 25.5% |
| WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION | 20 | 6.740% | $95,000 | 25.0% |
| NEW DAY FINANCIAL, LLC | 19 | 6.990% | $415,000 | 73.9% |
| TOWER Federal Credit Union | 19 | 7.000% | $155,000 | 38.7% |
| QUORUM FEDERAL CREDIT UNION | 18 | 10.313% | $100,000 | 24.1% |
| Atlantic Union Bank | 18 | 7.220% | $150,000 | 0.0% |
| Truist Bank | 17 | 6.800% | $275,000 | 32.0% |
| PHH Mortgage Corporation | 15 | 6.490% | $335,000 | 11.1% |
| RELIANCE FIRST CAPITAL, LLC | 15 | 7.250% | $225,000 | 5.9% |
| CONVENTUS LLC | 15 | 6.750% | $265,000 | 0.0% |
| LOWER, LLC | 14 | 6.438% | $335,000 | 40.0% |
| GUARANTEED RATE, INC. | 13 | 6.550% | $265,000 | 45.8% |
| Coastal Community Bank | 13 | 8.490% | $105,000 | 0.0% |
| U.S. Bank National Association | 13 | 7.250% | $195,000 | 31.6% |
| Prosperity Home Mortgage, LLC | 12 | 5.990% | $315,000 | 42.9% |
| VELOCITY COMMERCIAL CAPITAL, LLC | 12 | 9.865% | $250,000 | 0.0% |
| CMG MORTGAGE, INC. | 11 | 6.990% | $425,000 | 0.0% |
| ANGEL OAK MORTGAGE SOLUTIONS LLC | 11 | 7.499% | $205,000 | 35.3% |
| MERIDIAN BANK | 10 | 6.312% | $385,000 | 0.0% |
| PENTAGON FEDERAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 72.7% |
| AMERICAN FINANCIAL NETWORK, INC. | 9 | Under 10 loans | Under 10 loans | 37.5% |
| Manufacturers and Traders Trust Company | 9 | Under 10 loans | Under 10 loans | 40.0% |
| EMBRACE HOME LOANS, INC. | 9 | Under 10 loans | Under 10 loans | 30.8% |
| EDUCATIONAL SYSTEMS | 9 | Under 10 loans | Under 10 loans | 42.1% |
| PLAZA HOME MORTGAGE, INC. | 9 | Under 10 loans | Under 10 loans | 43.8% |
| Bank of America, National Association | 9 | Under 10 loans | Under 10 loans | 18.2% |
| FIRST HOME MORTGAGE CORPORATION | 9 | Under 10 loans | Under 10 loans | 10.0% |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 9 | Under 10 loans | Under 10 loans | 15.4% |
| BPL MORTGAGE TRUST, LLC | 9 | Under 10 loans | Under 10 loans | 0.0% |
| NFM, INC. | 9 | Under 10 loans | Under 10 loans | 0.0% |
| LAFAYETTE FEDERAL CREDIT UNION | 9 | Under 10 loans | Under 10 loans | 0.0% |
| CREDIT UNION MORTGAGE ASSOCIATION, INC. | 8 | Under 10 loans | Under 10 loans | 52.9% |
| Hometown Equity Mortgage, LLC | 8 | Under 10 loans | Under 10 loans | 52.9% |
| Towne Bank | 8 | Under 10 loans | Under 10 loans | 25.0% |
| Fairway Independent Mortgage Corporation | 8 | Under 10 loans | Under 10 loans | 0.0% |
| Loan Funder LLC | 8 | Under 10 loans | Under 10 loans | 0.0% |
| PLANET HOME LENDING, LLC | 8 | Under 10 loans | Under 10 loans | 27.3% |
| VILLAGE CAPITAL & INVESTMENT LLC | 7 | Under 10 loans | Under 10 loans | 75.4% |
| SOFI BANK, NATIONAL ASSOCIATION | 7 | Under 10 loans | Under 10 loans | 42.9% |
| BETTER MORTGAGE CORPORATION | 7 | Under 10 loans | Under 10 loans | 50.0% |
| WesBanco Bank, Inc. | 7 | Under 10 loans | Under 10 loans | 22.2% |
| KIND LENDING, LLC | 7 | Under 10 loans | Under 10 loans | 55.6% |
| Paramount Residential Mortgage Group, Inc. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Northwest Federal Credit Union | 7 | Under 10 loans | Under 10 loans | 30.8% |
| PNC Bank, National Association | 7 | Under 10 loans | Under 10 loans | 33.3% |
| DEEPHAVEN MORTGAGE LLC | 7 | Under 10 loans | Under 10 loans | 11.1% |
| EQUITY RESOURCES, INC. | 7 | Under 10 loans | Under 10 loans | 0.0% |
| Mortgage Research Center, LLC | 6 | Under 10 loans | Under 10 loans | 90.6% |
| City Lending Inc. | 6 | Under 10 loans | Under 10 loans | 41.7% |
| GUARANTEED RATE AFFINITY, LLC | 6 | Under 10 loans | Under 10 loans | 14.3% |
| MOVEMENT MORTGAGE, LLC | 6 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN FINANCIAL RESOURCES, INC. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| Commerce Home Mortgage, Inc. | 6 | Under 10 loans | Under 10 loans | 25.0% |
| FIRST FINANCIAL OF MARYLAND FEDERAL CREDIT UNION | 6 | Under 10 loans | Under 10 loans | 0.0% |
| ARC HOME LLC | 5 | Under 10 loans | Under 10 loans | 14.3% |
| THE LOAN STORE, INC. | 5 | Under 10 loans | Under 10 loans | 28.6% |
| DOMINION FINANCIAL SERVICES, LLC | 5 | Under 10 loans | Under 10 loans | 0.0% |
| EAST COAST CAPITAL CORP. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| EMET LENDING GROUP, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| AAA CAPITAL INVESTMENT, INC. | 5 | Under 10 loans | Under 10 loans | 0.0% |
| KINECTA | 5 | Under 10 loans | Under 10 loans | 0.0% |
| Ameris Bank | 4 | Under 10 loans | Under 10 loans | 50.0% |
| CHAMPIONS FUNDING, LLC | 4 | Under 10 loans | Under 10 loans | 55.6% |
| GUILD MORTGAGE COMPANY | 4 | Under 10 loans | Under 10 loans | 42.9% |
| EVERETT FINANCIAL, INC. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| NATIONS DIRECT MORTGAGE, LLC | 4 | Under 10 loans | Under 10 loans | 20.0% |
| USAA Federal Savings Bank | 4 | Under 10 loans | Under 10 loans | 55.6% |
| Citadel Servicing Corporation | 4 | Under 10 loans | Under 10 loans | 30.0% |
| CLEARPATH LENDING | 4 | Under 10 loans | Under 10 loans | 42.9% |
| PRIMARY RESIDENTIAL MORTGAGE, INC. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONAL INSTITUTES OF HEALTH FEDERAL CREDIT UNION | 4 | Under 10 loans | Under 10 loans | 33.3% |
| AMWEST FUNDING CORP. | 4 | Under 10 loans | Under 10 loans | 0.0% |
| AMERITRUST MORTGAGE CORPORATION | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Vellum Mortgage, Inc. | 4 | Under 10 loans | Under 10 loans | 20.0% |
| DAS Acquisition Company, LLC | 4 | Under 10 loans | Under 10 loans | 0.0% |
| POINT BREEZE Credit Union | 4 | Under 10 loans | Under 10 loans | 0.0% |
| Luminate Bank | 4 | Under 10 loans | Under 10 loans | 0.0% |
| LAKEVIEW LOAN SERVICING, LLC | 3 | Under 10 loans | Under 10 loans | 87.0% |
| NETWORK CAPITAL FUNDING CORPORATION | 3 | Under 10 loans | Under 10 loans | 54.6% |
| AMERICAN FINANCING CORPORATION | 3 | Under 10 loans | Under 10 loans | 70.0% |
| NEXERA HOLDING LLC | 3 | Under 10 loans | Under 10 loans | 20.0% |
| GENEVA FINANCIAL, LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Financial Freedom Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Apple Federal Credit Union | 3 | Under 10 loans | Under 10 loans | 40.0% |
| UNIVERSAL MORTGAGE & FINANCE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Sierra Pacific Mortgage Company, Inc. | 3 | Under 10 loans | Under 10 loans | 25.0% |
| ICE LENDER HOLDINGS LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Nations Lending Corporation | 3 | Under 10 loans | Under 10 loans | 40.0% |
| Presidential Bank, FSB | 3 | Under 10 loans | Under 10 loans | 20.0% |
| Atlantic Coast Mortgage, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Industrial Bank | 3 | Under 10 loans | Under 10 loans | 0.0% |
| Northpointe Bank | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Flagstar Bank, N.A. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CHURCHILL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| SWBC MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 0.0% |
| BAY CAPITAL MORTGAGE CORPORATION | 3 | Under 10 loans | Under 10 loans | 25.0% |
| Emporium TPO LLC | 3 | Under 10 loans | Under 10 loans | 25.0% |
| TOWNE MORTGAGE COMPANY | 3 | Under 10 loans | Under 10 loans | 0.0% |
| ALL CREDIT CONSIDERED MORTGAGE, INC. | 3 | Under 10 loans | Under 10 loans | 0.0% |
| CONSTRUCTIVE LOANS, LLC | 3 | Under 10 loans | Under 10 loans | 0.0% |
| MISSION LOANS, LLC | 2 | Under 10 loans | Under 10 loans | 14.3% |
| Texana Bank, National Association | 2 | Under 10 loans | Under 10 loans | 42.9% |
| ALLIED MORTGAGE GROUP, INC. | 2 | Under 10 loans | Under 10 loans | 16.7% |
| GUIDANCE RESIDENTIAL, LLC | 2 | Under 10 loans | Under 10 loans | 25.0% |
| UNION HOME MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| AMERICAN HERITAGE LENDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| SayGO Home Loans, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Logan Finance Corporation | 2 | Under 10 loans | Under 10 loans | 33.3% |
| Home Mortgage Alliance Corporation (HMAC) | 2 | Under 10 loans | Under 10 loans | 50.0% |
| NASA Federal Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| OAKTREE FUNDING CORP. | 2 | Under 10 loans | Under 10 loans | 20.0% |
| MORTGAGE SOLUTIONS OF COLORADO, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Barrington Bank & Trust Company, National Association | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Citibank, National Association | 2 | Under 10 loans | Under 10 loans | 25.0% |
| AMERIHOME MORTGAGE COMPANY, LLC | 2 | Under 10 loans | Under 10 loans | 50.0% |
| MORTGAGE EQUITY PARTNERS LLC | 2 | Under 10 loans | Under 10 loans | 33.3% |
| First Option Mortgage, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| United Trust Bank | 2 | Under 10 loans | Under 10 loans | 50.0% |
| Fulton Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| FRANKLIN LOAN CORPORATION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| ARK-LA-TEX FINANCIAL SERVICES, LLC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| HOMEBRIDGE FINANCIAL SERVICES, INC. | 2 | Under 10 loans | Under 10 loans | 33.3% |
| FIRST COLONY MORTGAGE CORPORATION | 2 | Under 10 loans | Under 10 loans | 33.3% |
| ABERDEEN PROVING GROUND FEDERAL CREDIT UNION | 2 | Under 10 loans | Under 10 loans | 0.0% |
| CLEAREDGE LENDING LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| THE MORTGAGE LINK, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| BAYSHORE MORTGAGE FUNDING, LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Ixonia Bank | 2 | Under 10 loans | Under 10 loans | 0.0% |
| LENDSURE MORTGAGE CORP. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Citizens Bank, National Association | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Watermark Capital, Inc. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| NMSI, INC. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| T2 FINANCIAL LLC | 2 | Under 10 loans | Under 10 loans | 0.0% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 2 | Under 10 loans | Under 10 loans | 0.0% |
| TEMPLE VIEW CAPITAL FUNDING, LP | 2 | Under 10 loans | Under 10 loans | 0.0% |
| Baxter Credit Union | 2 | Under 10 loans | Under 10 loans | 0.0% |
| First National Bank of Pennsylvania | 2 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LENDINGONE, LLC | 1 | Under 10 loans | Under 10 loans | 50.0% |
| TOP FLITE FINANCIAL, INC. | 1 | Under 10 loans | Under 10 loans | 50.0% |
| A&D Mortgage LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| State Department Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| JMAC LENDING, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| Valon Mortgage, Inc. | 1 | Under 10 loans | Under 10 loans | 66.7% |
| LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation | 1 | Under 10 loans | Under 10 loans | 0.0% |
| SPECTRA CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 75.0% |
| PRIMELENDING, A PLAINSCAPITAL COMPANY | 1 | Under 10 loans | Under 10 loans | 66.7% |
| INSTAMORTGAGE INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| LOANLEADERS OF AMERICA, INC. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AGRICULTURE Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 50.0% |
| BAY EQUITY LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| STOCKTON MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| JOHNS HOPKINS FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 50.0% |
| INTERCOASTAL MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| First Heritage Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Bank of Hope | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ATLANTIC BAY MORTGAGE GROUP, L.L.C. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HARTFORD FUNDING, LTD. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| TOTAL MORTGAGE SERVICES, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| HSBC BANK USA, NATIONAL ASSOCIATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Acre Mortgage & Financial, Inc. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ABL RPC Residential Credit Acquisition LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| AHL FUNDING | 1 | Under 10 loans | Under 10 loans | 0.0% |
| USALLIANCE FEDERAL CREDIT UNION | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Strong Home Mortgage, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| RF RENOVO MANAGEMENT COMPANY, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Transportation Federal Credit Union | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Shore United Bank, N.A. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| CAKE MORTGAGE CORP. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| ROUNDPOINT MORTGAGE SERVICING LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| NATIONAL COOPERATIVE BANK, N.A. | 1 | Under 10 loans | Under 10 loans | 0.0% |
| VISTA POINT MORTGAGE, LLC | 1 | Under 10 loans | Under 10 loans | 0.0% |
| Peoples Bank | 1 | Under 10 loans | Under 10 loans | 0.0% |
| US MORTGAGE CORPORATION | 1 | Under 10 loans | Under 10 loans | 0.0% |
Ranked by mortgages made here in 2025. "Denied" is the share of this lender’s decisions here that were denials. Another 72 lenders each made 1 or fewer mortgages here, and are counted in the totals above.
Get told when this changes
When the next year’s lending figures are out for Prince George's County, or a lender arrives or leaves.
Double opt-in, one click to unsubscribe. We never sell or share the list, and we are not a lender, a broker or a lead generator: this is a notification about published data, not a sales call. Privacy.
Counts, medians and denial shares are computed from the Home Mortgage Disclosure Act loan-level file for 2025, published by the Consumer Financial Protection Bureau through the FFIEC: every application a covered lender received, as the lender reported it. A median rate is what borrowers got, not what you will be offered — it depends on the loan, the property, your credit and the market on the day, and no figure here is a quote. A median over fewer than 10 loans is not shown: it is a number with no meaning and a real person's rate half-exposed. Those cells say "under 10 loans" and the count is still published. This is information, not advice, and no lender pays to appear.